GIC Housing Finance Share Price

    175.57
    +2.32 (1.34%)
    GICHSGFIN • 15 Sep, 2025 | 03:29 PM
    Buy
    with MTF at1xleverage

    1Y Annualised Return

    -28.32%

    3Y Annualised Return

    6.39%

    5Y Annualised Return

    10.44%

    10Y Annualised Return

    -0.64%

    The current prices are delayed, login or Open Demat Account for live prices.

    GIC Housing Finance Stock Performance

    1W Return1.64
    1Y Return-32.69
    Today's Low172.25
    Prev. Close173.25
    Mkt Cap (Cr.)945.44
    1M Return1.36
    3Y Return21.97
    52-Week High277.69
    Open173.75
    PE Ratio6.91
    6M Return9.23
    Today's High177.38
    52-Week Low156.01
    Face Value10

    GIC Housing Finance Company background

    Founded in: 1989
    Managing director: Shri Sachindra Salvi
    GIC Housing Finance Limited was incorporated on December 12, 1989 as GIC Grih Vitta Limited. Name of the Company was thereafter changed from GIC Grih Vitta Limited to GIC Housing Finance Limited with effect from November 16, 1993. Company was formed with the main object of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India. The Companys main business is to provide loans for the purchase or construction of residential units.GIC Housing Finance Limited is a subsidiary of General Insurance Corporation of India. They provide loans to individuals and to persons/ entities engaged in construction of houses/ flats for residential purposes. Company has total 72 Branch Offices (including corporate office), 5 Satellite Offices and 4 Hub offices as on March 31, 2025.The company was promoted by General Insurance Corporation of India and their erstwhile subsidiaries namely, National Insurance Company Ltd, The New India Assurance Company Ltd, The Oriental Insurance Company Ltd and United India Insurance Company Ltd together with erstwhile UTI, ICICI, IFCI, HDFC and SBI, all of them contributing to the initial share capital. HDFC, SBI, ICICI and SUUTI sold off their holding in the company and ceased to be the promoters of the company.During the year 198991, the company started their operations in 8 locations. During the year 199192, they launched Employee and Builder Scheme Housing Scheme. During the year 199495, the company started new services centres in Navi Mumbai, Vizag and Coimbatore. During the year 199697, they started the process of branch interlinking and computerization. During the year 200001, the company opened a service centre at Madurai in Tamilnadu. During the year 200102, they opened three service centres at Trichy (Tamil Nadu), Thane (Mumbai) and Noida (Delhi).During the year 200910, the company opened their branches in tier two cities namely Baroda, Nagpur and Nasik. With this, the total number of branches as on 31st March 2010 stood at 27. They sanctioned Rs 77757 lakh under Apna Ghar Yojana during the year. The company had taken Special Contingency Insurance with The New India Assurance Company Ltd, which covers Accidental Insurance and Mortgaged property Insurance of the borrowers of the company. Also, the company made a tie up with Kotak Mahindra Old Mutual Life Insurance Ltd for getting insurance cover on the life of the borrower to the extent of the outstanding home Loan.In December 2010, the company sold their investments in LIC Mutual Fund Asset Management Company Ltd and LIC Mutual Fund Trustee Company Pvt Ltd.During the year ended 31 March 2014, GIC Housing Finance opened its branches at Patna (Bihar), Ahmedabad (Gujarat), Yelahanka (Bangalore, Karnataka), Chandanagar (Hyderabad, Andhra Pradesh), Kalyan Borivali (Maharashtra) and Dehradun (Uttarakhand).During the year ended 31 March 2015, GIC Housing Finance opened its branches at Meerut (Uttar Pradesh), Boisar (Maharashtra), Ghaziabad (Uttar Pradesh), Margao (Goa), Dwarka (Delhi), Electronic City (Bengaluru), Garia (Kolkata) and Hadapsar (Maharashtra).During the year ended 31 March 2016, GIC Housing Finance opened its branches at Greater Noida (Uttar Pradesh), Raipur (Chhattisgarh), Vijayawada (Andhra Pradesh), Vasai (Maharashtra) and Patiala (Punjab).During the year ended 31 March 2017, GIC Housing Finance opened its branches at Pitampura (Delhi), Hinjewadi (Maharashtra), Barasat (West Bengal), Mangalore (Karnataka) and Guwahati (Assam). During the year ended 31 March 2018, GIC Housing Finance opened its branches at Kozhikode (Kerala), Nellore (Andhra Pradesh), Whitefield (Karnataka), Hubli (Karnataka) and Siliguri (West Bengal).In 201819, the Company opened its Branches at Thrissur (Kerala), Surat (Gujarat), Suchitra (Hyderabad), Kengari (Karnataka) and Varanasi (Uttar Pradesh), which totaled to 75 offices. The Company opened 5 Satellite Offices in year 2022 to improve its geographical presence.During the year 202223, Malout and Diamond Harbour service centers merged with nearest Branch offices i.e.., with Chandigarh Branch Office and Kolkata Branch Office respectively.

    GIC Housing Finance Financial Highlights


    GIC Housing Finance reported a Q1 FY 2025-26 revenue of ₹265.36 crore, up 1.8% YoY, with net profit increased 6.0% to ₹7.42 crore. For the full year FY2025–2026, revenue reached ₹1088.94 crore and profit touched at ₹160.42 crore.

    GIC Housing Finance Share Price Today


    As of 16 Sep, 2025, GIC Housing Finance share price is ₹175.6. The stock opened at ₹173.8 and had closed at ₹173.2 the previous day. During today’s trading session, GIC Housing Finance share price moved between ₹172.25 and ₹177.38, with an average price for the day of ₹174.81. Over the last 52 weeks, the stock has recorded a low of ₹156.01 and a high of ₹277.69. In terms of performance, GIC Housing Finance share price has increased by 9.2% over the past six months and has declined by 28.32% over the last year.
    Read More
    GIC Housing Finance SIP Return Calculator

    Over the past

    1 year
    3 years
    5 years
    Total Investment of ₹65,00,000
    Would have become ₹56,57,166 (-12.97%)
    Daily SIP of 25,000 would have become 56,57,166 in 1 year with a gain of -8,42,833 (-12.97%)
    View details of Market Depth

    GIC Housing Finance Fundamental

    Market Cap (in crs)

    945.44

    Face Value

    10

    Turnover (in lacs)

    215.36

    Key Metrics

    Qtr Change %
    36.77% Fall from 52W High
    -7.9
    Dividend yield 1yr %
    Market Leader
    2.6

    GIC Housing Finance Key Financials

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    GIC Housing Finance Quarterly Revenue
    Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
    265.36 Cr
    271.67 Cr
    269.26 Cr
    264.04 Cr
    273.94 Cr
    GIC Housing Finance Yearly Revenue
    Mar 2025Mar 2024Mar 2023Mar 2022
    1088.94 Cr
    1069.68 Cr
    1128.9 Cr
    1156.4 Cr
    GIC Housing Finance Quarterly Net Profit/Loss
    Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
    7.42 Cr
    35.2 Cr
    49.71 Cr
    36.52 Cr
    38.99 Cr
    GIC Housing Finance Yearly Net Profit/Loss
    Mar 2025Mar 2024Mar 2023Mar 2022
    160.42 Cr
    151.35 Cr
    213.25 Cr
    173.51 Cr

    GIC Housing Finance Result Highlights

    • GIC Housing Finance Ltd reported a -0.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 4.2%.

    • Its expenses for the quarter were down by 0.3% QoQ and up 0.6% YoY.

    • The net profit decreased 86.2% QoQ and decreased 81.0% YoY.

    • The earnings per share (EPS) of GIC Housing Finance Ltd stood at 1.4 during Q1 FY 2025-26.

      Read more

    Data Source: BSE, Company announcements

    The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.

    GIC Housing Finance Shareholding Pattern

    Promoter
    42.4%
    Foreign Institutions
    2.7%
    Domestic Institutions
    5.5%
    Public
    49.4%
    Promoter
    42.4%
    Foreign Institutions
    2.2%
    Domestic Institutions
    5.9%
    Public
    49.5%
    Promoter
    42.4%
    Foreign Institutions
    2.5%
    Domestic Institutions
    5.9%
    Public
    49.2%
    Promoter
    42.4%
    Foreign Institutions
    2.9%
    Domestic Institutions
    5.9%
    Public
    48.8%
    Promoter
    42.4%
    Foreign Institutions
    2.6%
    Domestic Institutions
    5.9%
    Public
    49%
    Promoter
    42.4%
    Foreign Institutions
    3.2%
    Domestic Institutions
    5.9%
    Public
    48.5%

    GIC Housing Finance Technical Analysis

    Moving Averages Analysis
    175.57
    Current Price
    Bullish Moving Averages
    7
    Bearish Moving Averages
    9
    5Day EMA
    173.70
    10Day EMA
    173.70
    12Day EMA
    173.80
    20Day EMA
    175.20
    26Day EMA
    176.50
    50Day EMA
    180.30
    100Day EMA
    183.60
    200Day EMA
    189.60
    5Day SMA
    173.00
    10Day SMA
    173.30
    20Day SMA
    174.50
    30Day SMA
    176.80
    50Day SMA
    184.00
    100Day SMA
    185.50
    150Day SMA
    180.90
    200Day SMA
    186.40
    Delivery & Volume
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    Delivery & Volume

    PeriodCombined Delivery VolumeNSE+BSE Traded Volume
    Day Rs
    76233 Rs
    130214 Rs
    Week Rs
    42001 Rs
    66869 Rs
    Month Rs
    35659 Rs
    61383 Rs
    175.07
    Pivot
    Resistance
    First Resistance
    177.88
    Second Resistance
    180.20
    Third Resistance
    183.01
    Support
    First Support
    172.75
    Second support
    169.94
    Third Support
    167.62
    Relative Strength Index
    47.23
    Money Flow Index
    52.67
    MACD
    -2.65
    MACD Signal
    -3.33
    Average True Range
    3.87
    Average Directional Index
    23.20
    Rate of Change (21)
    0.49
    Rate of Change (125)
    8.03
    Name
    Holding Percent
    LIFE INSURANCE CORPORATION OF INDIA
    5.51

    GIC Housing Finance Latest News

    12 SEP 2025 | Friday

    GIC Housing Finance Ltd - 511676 - Intimation Under Regulation 30 & 51 Of SEBI (LODR) Regulations, 2015 - ESG Rating

    12 SEP 2025 | Friday

    GIC Housing Finance Ltd - 511676 - Announcement under Regulation 30 (LODR)-Newspaper Publication

    30 AUG 2025 | Saturday

    GIC Housing Finance Ltd - 511676 - Announcement under Regulation 30 (LODR)-Credit Rating

    View More

    GIC Housing Finance Share Price FAQs

    GIC Housing Finance share price is ₹175.57 in NSE and ₹175.6 in BSE as on 15/9/2025.

    GIC Housing Finance share price in the past 1-year return was -32.69. The GIC Housing Finance share hit a 1-year low of Rs. 156.01 and a 1-year high of Rs. 277.69.

    The market cap of GIC Housing Finance is Rs. 945.44 Cr. as of 15/9/2025.

    The PE ratios of GIC Housing Finance is 6.91 as of 15/9/2025.

    The PB ratios of GIC Housing Finance is 0.48 as of 15/9/2025

    You can easily buy GIC Housing Finance shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.

    The 52-week high and low of GIC Housing Finance share price is ₹277.69 and ₹156.01 as of 15/9/2025.

    The earnings per share (EPS) of GIC Housing Finance stood at 1.4 during Q1 FY 2025-26.

    Please be aware that GIC Housing Finance stock prices are subject to continuous fluctuations due to various factors.

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