Bajaj Housing Finance Stock Performance
|
|
|
Bajaj Housing Finance Company background
Bajaj Housing Finance Ltd (BHFL) was incorporated in 2008 and is headquartered in Pune, India. A wholly owned subsidiary of Bajaj Finance Ltd, it was formerly known as Bajaj Financial Solutions Ltd (renamed in November 2014). BHFL is registered as a Housing Finance Company (HFC) with the National Housing Bank since 2015, and is categorised as an Upper-Layer NBFC by the RBI. Its core business includes providing mortgages, loans against property, lease rental discounting, and developer financing. BHFL is currently listed on both the NSE (BAJAJHFL) and BSE (544252), following its high-profile IPO in 2024.
Bajaj Housing Finance Business Segments and Revenue Model
- Home Loans & Loans Against Property (LAP): Tailored to both individuals and corporates for housing purchase, construction, and renovation.
- Lease Rental Discounting (LRD): Loans provided against rental receivables of commercial property.
- Developer Financing: Funding offered to developers in exchange for future supply or stake in projects.
As an HFC under the Bajaj Finserv umbrella, BHFL benefits from access to Bajaj Finance’s vast customer base and distribution network. It monetises its loan book via interest income and manages liquidity via borrowings and deposits. Income is driven by interest spreads across secured home loan portfolios, while risk is mitigated through strong underwriting and collateral-backed lending.
Bajaj Housing Finance Key Milestones
- 2008: Incorporated as Bajaj Financial Solutions Ltd.
- 2014: Renamed to Bajaj Housing Finance Ltd.
- 2015: Registered as an HFC with the National Housing Bank.
- 2022: Classified as an Upper-Layer NBFC by RBI under scale-based regulations.
- 2024 (June): Approved and filed DRHP for its IPO - ₹7,000 crore public issue.
- 2024 (Sept): Conducted its IPO targeting ₹582.97 billion valuation; issue size ~ $782 million.
- 2024 (Sept): IPO saw shares more than double on debut; heavily oversubscribed and among the year’s largest listings.
- 2025 (June): Reported assets under management rising sharply (~31% YoY), reflecting strong loan portfolio growth.
- 2025 (July): Posted robust Q1 results – net profit up 21% YoY to ₹583 crore, revenue up 18%.
Bajaj Housing Finance ESG and Sustainability
- Focus on financial inclusion, offering affordable home finance with transparent underwriting.
- Emphasises governance and customer centricity, aligned with Bajaj Finserv’s broader ESG strategy for sustainable growth.
- Runs internal programs promoting employee awareness of ESG principles, including human rights and ethical workplace practices.
Bajaj Housing Finance Awards and Recognitions
Although BHFL’s individual recognitions are still evolving, Bajaj Finserv and the broader group have consistently been acknowledged across the industry for their ESG initiatives. BHFL’s association with this highly awarded group further reinforces its credibility.
Bajaj Housing Finance Financial Highlights
Bajaj Housing Finance Share Price Today
Bajaj Housing Finance Fundamental
Market Cap (in crs)
89,605.93
Face Value
10
Turnover (in lacs)
2,536.60
Key Metrics
Bajaj Housing Finance Technical Analysis
Moving Averages Analysis
Delivery & Volume
| Period | Combined Delivery Volume | NSE+BSE Traded Volume |
|---|---|---|
Day Rs | 1751424 Rs | 2776131 Rs |
Week Rs | 2313424 Rs | 3853016 Rs |
Month Rs | 2205403 Rs | 3873506 Rs |
Resistance & Support
Bajaj Housing Finance Peer comparison
Compare
| Index Name | Market Price | Market Cap | 52W Low | 52W High | Prev. Close | 1W Return | 1M Return | 6M Return | 1Y Return | 3Y Return | Dividend Yield | PE Ratio | Industry PE | PB Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
176.14 | 14,590.79 | 97.61 | 192.95 | 178.33 | -5.00% | 6.90% | 41.46% | 30.60% | 46.75% | 1.14% | 12.70 | 26.99 | 0.63 | |
567.70 | 31,227.08 | 483.7 | 648.9 | 567.90 | -0.61% | 0.34% | -7.92% | -6.65% | 51.99% | 1.76% | 5.67 | 26.99 | 0.81 | |
915.40 | 23,846.95 | 746.7 | 1141.9 | 912.55 | 2.15% | 8.58% | -15.41% | 1.26% | 158.78% | 0.55% | 10.85 | 26.99 | 1.33 | |
1,712.20 | 13,554.94 | 1516.9 | 2234 | 1,736.40 | 8.77% | 7.21% | -6.08% | 3.76% | -15.41% | 0.00% | 22.46 | 26.99 | 2.90 | |
290.35 | 14,536.67 | 267.95 | 364 | 287.25 | -0.70% | -7.07% | -9.77% | -8.35% | -10.51% | 1.55% | 21.75 | 26.99 | 3.60 | |
494.90 | 21,433.76 | 346.05 | 547.8 | 499.00 | 0.07% | -4.14% | 9.86% | 13.81% | 0.00% | 0.00% | 21.70 | 26.99 | 3.11 |
Bajaj Housing Finance Share Price FAQs
What is Share Price of Bajaj Housing Finance ?
Bajaj Housing Finance share price is ₹107.54 in NSE and ₹107.55 in BSE as on 14/11/2025.
How has Bajaj Housing Finance shares performed in the past ?
Bajaj Housing Finance share price in the past 1-year return was -17.05. The Bajaj Housing Finance share hit a 1-year low of Rs. 103.1 and a 1-year high of Rs. 147.7.
What is the market cap of Bajaj Housing Finance ?
The market cap of Bajaj Housing Finance is Rs. 89605.93 Cr. as of 14/11/2025.
What is the current P/E ratio of Bajaj Housing Finance ?
The PE ratios of Bajaj Housing Finance is 38 as of 14/11/2025.
What is the current PB ratio of Bajaj Housing Finance ?
The PB ratios of Bajaj Housing Finance is 4.49 as of 14/11/2025
What is the Mutual Fund shareholding in Bajaj Housing Finance ?
The Mutual Fund Shareholding in Bajaj Housing Finance was 0.33% at the end of 14/11/2025.
How to buy Bajaj Housing Finance shares?
You can easily buy Bajaj Housing Finance shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.
What is the 52-week high and low of Bajaj Housing Finance ?
The 52-week high and low of Bajaj Housing Finance share price is ₹147.7 and ₹103.1 as of 14/11/2025.
Please be aware that Bajaj Housing Finance stock prices are subject to continuous fluctuations due to various factors.