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How to link Aadhaar to your Bank Account?

Initially, the government had made it mandatory to link your Aadhaar to bank account and had set March 31, 2018 as the deadline to do so. However, the Supreme Court has extended the deadline indefinitely as it considers the constitutional validity of mandatory Aadhaar linking.

If you still wish to link your Aadhar card to your account, check with your bank on how to do so. Every bank has its own processes to perform the linking and most offer multiple ways, online and offline. We have listed down a typical process, which may not apply to your specific bank.

For the linking to be successful, the details on your Aadhaar card and the bank account must match. If there are discrepancies in the two, your linking may not go through, and you will have to visit the branch personally with the original Aadhaar card to complete the process.

HOW TO GET YOUR AADHAAR LINKED TO BANK ACCOUNT THROUGH INTERNET BANKING?

You can get your Aadhaar linked to Bank account by following the below mentioned steps:

Step 1:   Login to your net banking website with your username and password

Step 2: Click on ‘Aadhaar seeding’ or ‘Update Aadhaar card details’ or ‘Link your Aadhaar card’ on the ‘My Account’ section

Step 3:   Enter essential details and add your Aadhaar number

Step 4:   ‘Submit’ all the details

Step 5: You will have to authenticate the linking with an OTP send to your Aadhaar registered mobile number.

Step 6:   Your request will take about 2 weeks to get processed. A confirmation text is also sent to your registered mobile number

Step 7:   The bank will send a message to your mobile number/email id if the details do not match

How to link Aadhaar to your bank account via the mobile app?

You can link your Aadhaar to Bank account by following the below mentioned steps:

Step 1:   Enter your bank’s mobile application

Step 2:   Click on ‘Services’ tab under ‘my accounts’ section.

Step 3:   Select ‘View/Update Aadhaar details.’

Step 4:   Enter your details, add Aadhaar number twice and submit the data

Step 5:   You will have to authenticate the linking with an OTP send to your Aadhaar registered mobile number.

Step 6:   Once the linking is done, you will get a message on your mobile: ‘successfully linked your Aadhaar card with your bank account.’

If you are not tech-savvy, you can link your Aadhaar card with the bank account by visiting the branch or through the bank’s ATMs or via SMS.

HOW TO GET YOUR AADHAAR LINKED TO BANK ACCOUNT OFFLINE?

You can get your Aadhaar linked to Bank account offline by following the below mentioned steps:

Step 1: First, download the Aadhaar linking application form from your bank’s official website

Step 2:   Fill up the form with the account and Aadhaar details.

Step 3: Click on ‘Aadhaar registration’.

Step 4:   Your Aadhaar card will be linked to your bank account in 14 days

Step 5:   You will receive a notification on your mobile number once the linking is successfully done.

How to link Aadhaar to your bank account through ATM?

You can link your Aadhaar to Bank account through ATM by following the below mentioned steps:

Step 1:   Insert the ATM card and enter your PIN

Step 2:   Select ‘Services’ from the menu and then choose ‘registration.’

Step 3:   Click on ‘Aadhaar registration.’

Step 4:   Select your account number, choose type of account (current or savings), and enter the Aadhaar number twice

Step 5:   Select ‘okay.’

Step 6:   You will receive a message on your mobile: ‘Your Aadhaar is successfully linked to your bank account’ once the linking is complete.

HOW TO GET YOUR AADHAAR LINKED TO BANK ACCOUNT BY SMS?

You can get your Aadhaar linked to Bank account through SMS by following the below mentioned steps:

Step 1:   Type message in the format UIDAadhaar numberAccount number and send it to the number specified by your bank

Step 2:   You will receive a confirmation message: ‘Your seeding request is accepted.’

Step 3:   The bank will cross-verify the details with UIDAI

Step 4:   You will receive the final confirmation message on your mobile number in 2 days

Step 5:   You will receive a message on your mobile phone to visit the nearest branch with your original Aadhaar card if the details do not match

Linking Aadhaar card with your bank account is a call away:

Step 1:   Give a call to the number specified by the bank

Step 2:   Select the Aadhaar linking option from the IVR options

Step 3:   Provide your 12-digit Aadhaar number and re-confirm it

Step 4:   A confirmation text will be sent to your mobile number instantly

What are the benefits of linking Aadhaar to your bank account?

Linking your Aadhaar card to your bank account brings you many benefits:

1. Aadhaar is valid KYC document, and linking it completes the full KYC process

2. You can get direct credit of government subsidies on LPG, kerosene, sugar etc

3. Enjoy direct credit of government scholarships, pensions and welfare funds

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