Ujjivan Financial Services Ltd

NSE
UJJIVAN •
BUY

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Start SIP in Ujjivan Financial Services Ltd
Stock Performance
52 Week Low - High
Today’s Low - High

Open

Prev. Close

Total Traded Value

View details of Market Depth
Fundamental

Market Cap (in crs)

Face Value

Turnover (in lacs)

Key Metrics
Qtr Change %
138.30% Gain from 52W Low
-0.7
TTM PE Ratio
Below industry Median
8.2
Price to Book Ratio
Above industry Median
1.6
Dividend yield 1yr %
Above industry Median
1.5
TTM PEG Ratio
PEG TTM is negative
-0.4
RSI
RSI is mid-range
45.5
MFI
MFI is mid-range
54.9

Ujjivan Financial Services Ltd Key Financials

*All values are in ₹ Cr.

Ujjivan Financial Services Ltd shareholding Pattern

Foreign Institutions
35%
Mutual Funds
5.4%
Domestic Institutions
7.4%
Public
57.6%

Ujjivan Financial Services Ltd Technical Analysis

Moving Averages Analysis
Moving Averages Analysis
Current Price
Bullish Moving Averages
5
Bearish Moving Averages
11
5Day EMA
555.40
10Day EMA
557.40
12Day EMA
558.40
20Day EMA
562.00
26Day EMA
563.90
50Day EMA
565.10
100Day EMA
548.50
200Day EMA
493.90
Delivery & Volume
Resistance & Support
555.63
Pivot
Resistance
First Resistance
558.47
Second Resistance
561.68
Third Resistance
564.52
Support
First Support
552.42
Second support
549.58
Third Support
546.37
Relative Strength Index
45.53
Money Flow Index
54.89
MACD
-5.53
MACD Signal
-5.03
Average True Range
17.57
Average Directional Index
19.38
Rate of Change (21)
-7.01
Rate of Change (125)
13.37

Ujjivan Financial Services Ltd Company background

Founded in: 2004
Ujjivan Financial Services Limited (UFSL) is a Limited Company domiciled in India and incorporated under the provisions of the Companies Act, 1956. The Company was registered as NBFCMFI under NonBanking Financial Company Micro Finance Institutions (NBFCMFIs) directions on September 05, 2013. The Company received approval from Reserve Bank of India (RBI) to set up a Small Finance Bank. Pursuant to the same, the company executed an agreement to transfer its Business undertaking to its wholly owned subsidiary Ujjivan Small Finance Bank Limited (the Bank). The bank commenced operations w.e.f 1st February 2017, on which date UFSL ceased to operate as a micro finance company. Pursuant to this change, UFSL surrendered its NBFC MFI license and received approval and certificate of registration as NBFCNDSICIC (Core Investment Company ) from the RBI on October 10, 2017. Ujjivan Financial Services was one of the largest microfinance institutions in the country before it transferred its business undertaking to Ujjivan Small Finance Bank Limited.Ujjivans business is primarily based on the joint liability group lending model for providing collateral free, small ticketsize loans to economically active poor women. The company also offers individual loans to Micro Small Enterprises (MSEs). Ujjivan has adopted an integrated approach to lending, which combines a high customer touchpoint typical of microfinance, with the technology infrastructure and related backend support functions similar to that of a retail bank. This integrated approach has enabled it to manage increasing business volumes and optimize overall efficiencies.Ujjivan offers a diverse range of loan products to cater to the specific requirements of the companies customers. The companys products can be classified under two broad categories, namely, Group Loans and Individual Loans. Depending upon the end use, these products can be further subdivided into agricultural, education, home improvement, and home purchase and livestock loans. The Company was originally incorporated as Ujjivan Financial Services Private Limited on December 28, 2004 at Bengaluru, Karnataka, India as a private limited company under the Companies Act, 1956. Pursuant to a certificate issued by the Reserve Bank of India (RBI) on October 31, 2005, the Company was permitted to commence operations as a nonbanking financial company (NBFC) under section 45 IA of the Reserve Bank of India Act, 1934. Ujjivan started operations as an NBFC in 2005 with the mission of providing a full range of financial services to the economically active poor who are not adequately served by financial institutions.Since financial year 200809, the Company has been classified as a systemically important nondeposit accepting NBFC. Pursuant to the RBI introduction of a new category of NBFCMicro Finance Institution, the company was granted NBFCMicrofinance Institution (NBFCMFI) status by the RBI on September 5, 2013. On October 7, 2015, Ujjivan received an inprinciple approval from the RBI to set up a small finance bank (SFB). The company was converted into a public limited company pursuant to a special resolution passed by its shareholders at the extraordinary general meeting (EGM) held on November 3, 2015 and the name of the company was changed to Ujjivan Financial Services Limited. A fresh certificate of incorporation consequent upon conversion to a public limited company was issued by the Registrar of Companies, Bangalore, Karnataka (ROC) on November 26, 2015. Subsequently, a fresh certificate of NBFCMFI registration consequent upon the change of name of the Company was issued by the RBI on March 4, 2016. Ujjivan Financial Services came out with its Initial public offer (IPO) of 42,023,609 equity shares of face value of Rs. 10 each for cash at a price of Rs. 210 per equity share (including a share premium of Rs. 200 per equity share) aggregating to Rs. 882.50 Crore comprising a fresh issue of 17,055,277 equity shares aggregating to Rs. 358.16 Crore by the company (fresh issue) and an offer for sale of 24,968,332 equity shares aggregating to Rs. 524.34 Crore by 8 selling shareholders. The Companys equity shares got listed on NSE and BSE on May 10, 2016. The objects of the IPO inter alia was to augment the capital base of the company and to meet the future capital requirements of the company arising out of growth of the companys assets, primarily the companys loans and advances and other investments. Further, the company intended to reduce its foreign shareholding in accordance with the requirements of the RBI inprinciple approval to set up the small finance bank (SFB).The Company was converted from an NBFCMFI to NBFCNon Deposit taking Systematically Important Core Investment Company (NBFCNDSICIC) and received a fresh certificate of registration dated October 10, 2017 from the RBI the conversion was done pursuant to the conditions prescribed by the RBI in their license letter dated November 11, 2016 for setting up a Small Finance Bank.Ujjivan Small Finance Bank Limited (the wholly owned subsidiary of the Company) which commenced its small finance bank operations in February 2017 has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Official Gazette Notification on August 25, 2017. This has granted the Scheduled Bank status to Ujjivan Small Finance Bank Limited from the date of the notification.During the financial year ended 31 March 2017, Ujjivan Financial Services opened 4 new branches in the year 2 each in South and East and merged 32 branches for operational efficiency, taking the tally to 457 branches. After the launch of banking operations on 6 February 2017, Ujjivan Small Finance Bank had 15 live branches operational as of March 31, 2017FY 201718 has been a fruitful year for Ujjivan Financial Services, proving its resilience despite all challenges to overcome the huge impact of demonetization and at the same time systematically undertake the transformation to a Small Finance Bank.During the financial year ended 31 March 2018, Ujjivan Financial Services wholly owned subsidiary Ujjivan Small Finance Bank Limited (USFB) successfully emerged from shadows of demonetization, stabilized its business, stabilized portfolio quality and contained credit cost. During the year under review, the company repaid majority of legacy borrowing and reduced cost of funds from 10.4% to 9%. During the year under review, USFB rolled out 187 banking outlets including 47 in Unbanked Rural Centres (URCs). During the year under review, USFB expanded its non microfinance business viz. lending to Micro And Small Enterprises (MSE) and housing finance. During the year under review, USFB improved backend efficiencies and productivity.
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Ujjivan Financial Services Ltd FAQs

Ujjivan Financial Services Ltd shares are currently priced at 555.25 on NSE and 555.55 on BSE as of 2/19/2024 12:00:00 AM. Please be aware that stock prices are subject to continuous fluctuations due to various factors.

The past 1-year return of Ujjivan Financial Services Ltd [UJJIVAN] share was 111.56. The Ujjivan Financial Services Ltd [UJJIVAN] share hit a 1-year low of Rs. 233 and a 1-year high of Rs. 614.8.

The market cap of Ujjivan Financial Services Ltd is Rs. 6760.56 Cr. as of 2/19/2024 12:00:00 AM.

The PE ratios of Ujjivan Financial Services Ltd is 36.47 as of 2/19/2024 12:00:00 AM.

The PB ratios of Ujjivan Financial Services Ltd is 3.57 as of 2/19/2024 12:00:00 AM

The Mutual Fund Shareholding was 5.37% at the end of 2/19/2024 12:00:00 AM.

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