JioBlackRock Mutual Fund

JioBlackRock Mutual Fund represents a new-age investment avenue formed through the collaboration of Jio Financial Services and BlackRock. As of November 2025, India boasts around 25 crore mutual fund investors (folios).

JioBlackRock aims to tap into this large equity market and to access more investors for both large and small funds. Having a digital-first approach and aiming to make investment experiences easier, the platform has gained rapid popularity in the financial landscape.

Key Features of JioBlackRock AMC

JioBlackRock AMC is India’s digital-first mutual fund platform. The AMC brings the following six features for investors:

• Joint venture structure: The mutual fund is a 50:50 partnership between Jio Financial Services and BlackRock. This joint venture offers local access and global fund-management services to investors.
• Broad product rollout: The mutual fund has introduced multiple New Fund Offers (NFOs) such as overhead, liquid, money market and index funds.
• Complete digital access: Investors have an opportunity to start investing in the JioBlackRock mutual fund by using SIP/STP/SWP with the lowest possible amount.
• Wide distribution and accessibility: Funds can be accessible on leading digital investment platforms and within Jio’s digital ecosystem to be accessible to a wider investor base.
• Risk management and disclosure: The AMC complies with the SEBI guidelines on liquidity, portfolio disclosure and investor rights.

Top JioBlackRock Mutual Fund Schemes

JioBlackRock Mutual Fund offers a mix of index and equity funds, debt funds and flexi cap active equity options. Each of these schemes is structured to provide targeted market exposure.

• JioBlackRock Flexi Cap Fund: This plan is actively being controlled and can invest in large, medium, and small-sized companies. It also provides the ability to change the allocation as per market conditions.
• JioBlackRock Money Market Fund: This scheme focuses on money market instruments such as treasury bills, commercial paper and highly liquid debt.
• JioBlackRock Nifty 50 Index Fund: It is a passive equity fund tracking the widely used Nifty 50 index, which tracks the 50 largest companies in India in terms of market capitalisation. It offers a diversified exposure to the large-cap equity market in India with the advantages of simplicity and cost-efficiency by tracking the index.
• JioBlackRock Overnight Fund: The Overnight Fund invests in overnight duration money-market securities and aims to deliver capital preservation with minimal interest-rate risk.
• JioBlackRock Nifty Next 50 Index Fund: It is a passive fund based on the Nifty Next 50 index, in other words, the 50 largest and most freely floated companies as ranked second in size and market capitalisation to the Nifty 50. It provides an exposure to new large-cap companies, with probable potential to transform into the highest level.
• JioBlackRock Nifty Midcap 150 Index Fund: This fund follows the index of Nifty Midcap 150 that encompasses mid-cap firms of about 101-250 by market capitalisation. The scheme also aims to pick up the growth of companies that are yet to achieve a big size but have growth momentum.
• JioBlackRock Nifty Smallcap 250 Index Fund: This plan tracks the Nifty Smallcap 250 index, which has exposure to smaller firms in various sectors. The smaller-company segment tends to be more susceptible to market fluctuations, economic cycles and liquidity problems but has better growth potential.
• JioBlackrock Nifty 8-13 yr g-sec index fund: This scheme follows a government securities index (G-Secs) on the debt aspect, which has a maturity of 8 to 13 years. It gives investors an opportunity to access long-term sovereign bonds, which are usually sensitive to interest-rate fluctuations and inflation.
• JioBlackRock Liquid Fund Money Market Fund: These two plans are short-term debt plans that hold cash and are appropriate for investors who want low-risk exposure. They provide low market volatility and liquidity when compared to equity funds.

How to Invest in JioBlackRock Mutual Fund through Kotak Securities

You must first open a Demat/trading account with platforms like Kotak Securities and complete your KYC requirements. The mutual-fund segment will become operative in 3-4 working days after the demat account has been opened.

After opening your account, you can invest in the JioBlackRock Mutual Fund through Kotak Securities in the following ways:

• Step 1: Enter your registered information (phone number / user-ID, password and OTP) into the Kotak NEO web portal or mobile app.
• Step 2: Within the platform, go to the Mutual Funds or Other Investments area.
• Step 3: Search for the specific JioBlackRock mutual fund scheme that you want to invest in and click on the ‘Invest Now’ tab.
• Step 4: Select either a lump-sum investment or a Systematic Investment Plan (SIP). Enter the amount and choose the date and frequency of payments (for SIP).
• Step 5: Select your preferred payment method and click on the 'Pay Now' tab.
• Step 6: Your order will be placed once payment has been made successfully. You’ll be able to review your mutual fund holdings and redeem or change as per your plan.

Eligibility Criteria & Documentation Required for JioBlackRock Mutual Fund Investment

The following are the documents and eligibility criteria needed to invest in JioBlackRock Mutual Fund:

Eligibility Criteria

• An Indian resident above 18 years of age
• Non-resident Indians (NRIs) and Overseas Citizen of India (OCI) holders would also be allowed to invest, but on the condition of the application regulation
• Investors are required to complete KYC (Know Your Customer) verification prior to any investment.

Required Documents

• PAN card
• Bank account details
• Signed and filled out the application form to the selected scheme
• Identity proof (such as Aadhaar card, passport, voter ID)
• Proof of Address
• For NRI Investors: Overseas Address Proof, Bank Account Proof, FIRC/Banker’s Certificate
• Additional Documents may be required for Specific Categories (e.g., Non-Individuals, HUF, Partnership Firms) *Please note: For updated details, visit JioBlackRock’s official AMC website.

Risk Factors

Mutual fund categories are divided into small-cap, mid-cap and large-cap. Thus, you'll need to be aware of the associated risk of each investment to select the most appropriate fund:

• Liquidity Risk: Mutual funds can experience challenges in liquidating underlying securities in a short time, at close to the same price that they were purchased.
• Interest rate risk (for debt and gift funds): An Increase in interest rate may decrease the market value of the securities in a portfolio.
• Market Risk: Economic, political or financial events may cause an increase or decrease in the value of securities in the fund. These changes can lead to volatility in the fund’s performance.
• Taxation and regulatory changes risk: Changes in capital gains taxation, regulatory measures or compliance requirements may affect funds' returns or investors' outcomes. To avoid this, always be updated with the regulatory notifications about the market updates, to make the most out of your investments.

Conclusion

The JioBlackRock mutual fund is a modern, simplified mode of investing in the securities market to investors. It offers a variety of schemes and low-cost options. All you need to do is align your goals with the type of fund, assessment fees, familiarise yourself with the process as well as monitor market trends and policies. Summing up all these, you will be able to invest with a better understanding.