1Y Annualised Return
▲9.74%
3Y Annualised Return
▲2.05%
5Y Annualised Return
▲7.02%
10Y Annualised Return
▲11.68%
Kotak Mahindra Bank Stock Performance
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Kotak Mahindra Bank Company background
Kotak Mahindra Bank Overview
Kotak Mahindra Bank Limited, founded by Uday Kotak in 2003 (after starting as a non-banking financial company in 1985), is headquartered in Mumbai. It became the first NBFC in India to convert into a commercial bank. The bank is listed on the Bombay Stock Exchange (500247) and National Stock Exchange (KOTAKBANK) and is a key constituent of major indices. It provides a comprehensive range of financial services including retail and corporate banking, insurance, investment banking, asset management, and wealth management through a strong national footprint.
Kotak Mahindra Bank Business Segments and Revenue Model
Kotak Mahindra Bank operates through the following business segments:
- Retail Banking: Offers products like home loans, personal loans, auto loans, credit cards, and savings products.
- Corporate & Wholesale Banking: Provides working capital finance, trade finance, treasury solutions, and structured lending.
- Treasury and Investment Services: Involves trading, investment in government securities, and foreign exchange.
- Asset Management & Insurance: Services offered through subsidiaries like Kotak AMC, Kotak Life Insurance, and Kotak General Insurance.
- Consumer Finance & Broking: Includes Kotak Prime for vehicle financing, Kotak Securities for stockbroking, and microfinance through BSS Microfinance.
Revenue is generated from net interest income (from lending activities), fee and commission income (from cards, advisory, distribution), investment gains, and insurance premiums.
Kotak Mahindra Bank Key Milestones
- 1985 – Incorporated as Kotak Mahindra Finance Ltd.
- 2003 – Became the first NBFC to convert into a commercial bank.
- 2005 – Acquired Ford Credit’s stake in Kotak Mahindra Prime.
- 2014 – Acquired ING Vysya Bank, significantly increasing retail presence.
- 2015 – Launched Kotak 811, a fully digital banking platform.
- 2016–2021 – Diversified through microfinance, digital initiatives, and new product offerings.
- 2022 – Exited from Airtel Payments Bank investment; focused on core banking and lending growth.
- 2024 – RBI restricted digital onboarding and credit card issuance due to IT governance concerns.
- 2025 – Announced plans to open up to 200 new branches and revamp digital architecture.
- FY25 – Reported healthy growth in profits, asset base, and deposit mobilisation.
Kotak Mahindra Bank ESG and Sustainability
- Implementing IT infrastructure overhaul and strengthening cyber risk management in response to regulatory directives.
- Driving financial inclusion by expanding branch presence in underserved regions.
- Emphasises strong corporate governance and whistleblower protections.
- Aims to maintain prudent lending practices with a focus on sustainability and customer-centric growth.
- Committed to responsible expansion with a focus on digital, rural, and inclusive banking.
Kotak Mahindra Bank Awards and Recognitions
- Regularly featured in global banking and brand rankings.
- Recognised for excellence in corporate governance and risk management.
- Received accolades for digital banking and financial inclusion efforts.
- Multiple industry awards for Kotak 811 and Kotak Securities platforms.
- Commended by analysts for stable performance and efficient capital allocation.
Kotak Mahindra Bank Financial Highlights
Over the past
Kotak Mahindra Bank Fundamental
Market Cap (in crs)
3,86,867.04
Face Value
5
Turnover (in lacs)
38,545.26
Key Metrics
Kotak Mahindra Bank Key Financials
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|
17248.31 Cr | 16771.93 Cr | 16633.14 Cr | 16426.97 Cr | 15836.79 Cr |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|
106902.24 Cr | 94273.91 Cr | 68142.03 Cr | 59051.01 Cr | 56814.77 Cr | 50365.74 Cr |
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|
4429.13 Cr | 4908.94 Cr | 4639.63 Cr | 4997.78 Cr | 7399.39 Cr |
Kotak Mahindra Bank Result Highlights
Result Summary
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Kotak Mahindra Bank Ltd reported a 4.3% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 6.5%.
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Its expenses for the quarter were down by 6.6% QoQ and up 5.7% YoY.
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The net profit decreased 16.2% QoQ and decreased 40.0% YoY.
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The earnings per share (EPS) of Kotak Mahindra Bank Ltd stood at 22.5 during Q1 FY 2025-26.
Data Source: BSE, Company announcements
The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.
Kotak Mahindra Bank Technical Analysis
Moving Averages Analysis
Delivery & Volume
| Period | Combined Delivery Volume | NSE+BSE Traded Volume |
|---|---|---|
Day Rs | 1628018 Rs | 2221730 Rs |
Week Rs | 1799140 Rs | 2510291 Rs |
Month Rs | 2464912 Rs | 3393245 Rs |
Resistance & Support
Kotak Mahindra Bank Peer comparison
| Index Name | Market Price | Market Cap | 52W Low | 52W High | Prev. Close | 1W Return | 1M Return | 6M Return | 1Y Return | 3Y Return | Dividend Yield | PE Ratio | Industry PE | PB Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1,055.90 | 3,27,581.54 | 933.5 | 1281.65 | 1,050.40 | 1.02% | -1.39% | 4.09% | -10.56% | 39.65% | 0.09% | 12.53 | 14.05 | 1.77 | |
234.26 | 1,21,144.33 | 190.7 | 266.95 | 233.94 | 0.61% | -2.66% | 14.15% | -3.93% | 75.02% | 3.57% | 6.16 | 14.05 | 0.85 | |
963.40 | 14,79,212.02 | 806.5 | 1018.85 | 961.25 | 1.24% | -2.57% | 14.01% | 17.10% | 28.88% | 1.14% | 21.33 | 14.05 | 2.85 | |
1,402.80 | 10,01,788.83 | 1186 | 1500 | 1,405.50 | 0.36% | -2.88% | 15.39% | 13.50% | 58.97% | 0.78% | 20.47 | 14.05 | 3.33 | |
103.75 | 1,19,239.29 | 85.46 | 115.71 | 103.42 | 2.84% | 0.09% | 15.61% | -8.51% | 190.62% | 2.80% | 7.92 | 14.05 | 0.96 | |
806.60 | 7,44,541.61 | 680 | 875.45 | 809.40 | 0.51% | 0.75% | 10.44% | -1.48% | 49.68% | 1.91% | 10.20 | 14.05 | 1.59 |
Kotak Mahindra Bank Share Price FAQs
What is Share Price of Kotak Mahindra Bank ?
Kotak Mahindra Bank share price is ₹1945.5 in NSE and ₹1944 in BSE as on 5/9/2025.
How has Kotak Mahindra Bank shares performed in the past ?
Kotak Mahindra Bank share price in the past 1-year return was 9.42. The Kotak Mahindra Bank share hit a 1-year low of Rs. 1679.05 and a 1-year high of Rs. 2301.9.
What is the market cap of Kotak Mahindra Bank ?
The market cap of Kotak Mahindra Bank is Rs. 386867.04 Cr. as of 5/9/2025.
What is the current P/E ratio of Kotak Mahindra Bank ?
The PE ratios of Kotak Mahindra Bank is 28.67 as of 5/9/2025.
What is the current PB ratio of Kotak Mahindra Bank ?
The PB ratios of Kotak Mahindra Bank is 3.29 as of 5/9/2025
What is the Mutual Fund shareholding in Kotak Mahindra Bank ?
The Mutual Fund Shareholding in Kotak Mahindra Bank was 18.35% at the end of 5/9/2025.
How to buy Kotak Mahindra Bank shares?
You can easily buy Kotak Mahindra Bank shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.
What is the 52-week high and low of Kotak Mahindra Bank ?
The 52-week high and low of Kotak Mahindra Bank share price is ₹2301.9 and ₹1679.05 as of 5/9/2025.
What is the EPS of Kotak Mahindra Bank ?
The earnings per share (EPS) of Kotak Mahindra Bank stood at 22.5 during Q1 FY 2025-26.
Please be aware that Kotak Mahindra Bank stock prices are subject to continuous fluctuations due to various factors.