1Y Annualised Return
▼-24.52%
3Y Annualised Return
▲31.68%
5Y Annualised Return
▲30.15%
10Y Annualised Return
▲6.12%
Karnataka Bank Stock Performance
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Karnataka Bank Company background
Karnataka Bank Overview
Karnataka Bank Limited was incorporated on February 18, 1924, by B. R. Vysaray Achar and other local leaders in Mangalore. Its registered office is at Mahaveer Circle, Kankanady, Mangaluru, Karnataka. It is listed on the Bombay Stock Exchange (532652) and National Stock Exchange (KTKBANK). The bank is an 'A' Class Scheduled Commercial Bank offering comprehensive financial services—retail and corporate banking, treasury, credit cards, and bancassurance—across 957 branches, 1,188 ATMs, and 588 e-lobbies in 22 states and 2 union territories.
Karnataka Bank Business Segments and Revenue Model
Karnataka Bank’s operations are structured into four main verticals:
- Retail Banking: Products include savings/current accounts, housing, personal, auto loans, credit/debit cards.
- Corporate & Wholesale Banking: Focused on working capital, term lending, trade services, project financing.
- Treasury: Involves securities, forex, and money market operations.
- Other Services: Includes bancassurance, e-lobbies, remittances, and digital banking platforms like MoneyPlant and MoneyClick.
Revenue streams comprise net interest income (difference between lending and borrowing rates), fee-based income (cards, bancassurance, trade), treasury gains, and other banking services. A large retail deposit base supports credit growth across verticals, maintaining a balanced and sustainable revenue mix.
Karnataka Bank Key Milestones
- 1924 – Bank founded in Mangalore on February 18 to serve the South Kanara region.
- 1958 – Elevated to a scheduled bank under RBI’s second schedule.
- 1964–66 – Acquired Chitradurga Bank and Bank of Karnataka, expanding branch network.
- 1978–89 – Introduced merchant banking, issued rights shares, and strengthened capital base.
- 2003 – Head office relocated to Kankanady, and MoneyPlant ATM network introduced.
- 2008 – Launched Quick Remit services for NRIs and 24-hour Internet banking.
- 2021 – KBL Services Ltd. set up as wholly owned non-financial arm.
- FY25 – Reached record aggregate business of ₹1.83 lakh crore; expanded retail advances; CASA at ~31.8%; asset quality improved (GNPA 3.08%, NNPA 1.31%).
- Q4 FY25 – Total income rose ~10.8% YoY to ₹2,620 crore; profit after tax at ₹252 crore; deposits reached ₹1.05 lakh crore with ~7% growth.
Karnataka Bank ESG and Sustainability
- CSR initiatives focus on education, health, rural development, and environmental conservation.
- Promotes financial inclusion via rural branches, digital banking and NRI remittances.
- Governance practices include robust risk management frameworks, whistleblower policy, and regulatory compliance.
- Long-term ESG goals aim to balance growth with sustainable banking, inclusive credit access, and stronger community engagement by 2030.
Karnataka Bank Awards and Recognitions
- Featured in leading publications for strong customer satisfaction and branch network.
- Recognised for improvements in asset quality and risk management frameworks.
- Awards received for digital banking innovation and financial inclusion efforts in regional banking.
- Commended by RBI and industry bodies for compliance and responsible banking practices.
Over the past
Karnataka Bank Fundamental
Market Cap (in crs)
6,487.09
Face Value
10
Turnover (in lacs)
1,197.26
Key Metrics
Karnataka Bank Key Financials
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|
2261.28 Cr | 2258.46 Cr | 2243.02 Cr | 2234.13 Cr | 2277.99 Cr |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|
10283.17 Cr | 9617.48 Cr | 8212.81 Cr | 7175.54 Cr | 7727.48 Cr | 7736.4 Cr |
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|
292.5 Cr | 252.62 Cr | 283.55 Cr | 336.24 Cr | 400.43 Cr |
Karnataka Bank Result Highlights
Result Summary
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Karnataka Bank Ltd reported a -0.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 2.5%.
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Its expenses for the quarter were up by 1.5% QoQ and 7.7% YoY.
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The net profit increased 6.6% QoQ and decreased 27.0% YoY.
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The earnings per share (EPS) of Karnataka Bank Ltd stood at 7.7 during Q1 FY 2025-26.
Data Source: BSE, Company announcements
The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.
Karnataka Bank Technical Analysis
Moving Averages Analysis
Delivery & Volume
| Period | Combined Delivery Volume | NSE+BSE Traded Volume |
|---|---|---|
Day Rs | 340125 Rs | 762446 Rs |
Week Rs | 351935 Rs | 637144 Rs |
Month Rs | 588983 Rs | 948048 Rs |
Resistance & Support
Karnataka Bank Peer comparison
| Index Name | Market Price | Market Cap | 52W Low | 52W High | Prev. Close | 1W Return | 1M Return | 6M Return | 1Y Return | 3Y Return | Dividend Yield | PE Ratio | Industry PE | PB Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
122.37 | 3,849.02 | 101.41 | 150.79 | 120.21 | 0.16% | -8.90% | 17.38% | 0.69% | 29.84% | 1.10% | 6.00 | 13.96 | 0.71 | |
25.62 | 1,011.22 | 22 | 36.52 | 25.89 | -5.46% | -7.14% | 9.30% | -18.67% | 165.22% | 0.00% | 11.65 | 13.96 | 0.81 | |
98.92 | 10,892.90 | 86.61 | 117.25 | 99.29 | -3.79% | -6.83% | 4.35% | -11.13% | 217.05% | 2.17% | 5.06 | 13.96 | 0.80 | |
29.27 | 7,658.58 | 22.27 | 32.25 | 29.27 | -2.11% | -1.18% | 22.98% | 14.29% | 290.79% | 1.37% | 5.75 | 13.96 | 0.74 | |
362.60 | 6,290.60 | 272.75 | 445.6 | 371.90 | -10.02% | -14.01% | 28.24% | 12.38% | 74.92% | 0.00% | 10.52 | 13.96 | 1.46 | |
423.40 | 6,704.60 | 401 | 513.55 | 423.55 | -0.88% | -5.61% | 3.48% | -9.32% | 0.00% | 0.02% | 5.59 | 13.96 | 0.72 |
Karnataka Bank Share Price FAQs
What is Share Price of Karnataka Bank ?
Karnataka Bank share price is ₹171.62 in NSE and ₹171.5 in BSE as on 29/8/2025.
How has Karnataka Bank shares performed in the past ?
Karnataka Bank share price in the past 1-year return was -24.45. The Karnataka Bank share hit a 1-year low of Rs. 162.2 and a 1-year high of Rs. 243.2.
What is the market cap of Karnataka Bank ?
The market cap of Karnataka Bank is Rs. 6487.09 Cr. as of 29/8/2025.
What is the current P/E ratio of Karnataka Bank ?
The PE ratios of Karnataka Bank is 5.57 as of 29/8/2025.
What is the current PB ratio of Karnataka Bank ?
The PB ratios of Karnataka Bank is 0.55 as of 29/8/2025
What is the Mutual Fund shareholding in Karnataka Bank ?
The Mutual Fund Shareholding in Karnataka Bank was 8.3% at the end of 29/8/2025.
How to buy Karnataka Bank shares?
You can easily buy Karnataka Bank shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.
What is the 52-week high and low of Karnataka Bank ?
The 52-week high and low of Karnataka Bank share price is ₹243.2 and ₹162.2 as of 29/8/2025.
What is the EPS of Karnataka Bank ?
The earnings per share (EPS) of Karnataka Bank stood at 7.7 during Q1 FY 2025-26.
Please be aware that Karnataka Bank stock prices are subject to continuous fluctuations due to various factors.