IndusInd Bank's Q2 FY 2025-26 Quarterly Results
- 1d ago
Result Summary
- IndusInd Bank Ltd reported a 8.1% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 10.8%.
- Its expenses for the quarter were down by 5.4% QoQ and 0.5% YoY.
- The net profit decreased 172.3% QoQ and decreased 132.8% YoY.
- The earnings per share (EPS) of IndusInd Bank Ltd declined at 5.61 during Q2 FY 2025-26.
Financial Statments for Q2 FY 2025-26
| (₹ crores) | Q2FY26 | Q1FY26 | Q2FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 13259.91 | 14420.80 | 14871.25 | -8.1% | -10.8% |
Total Expenses | 11212.57 | 11853.48 | 11271.42 | -5.4% | -0.5% |
Provisions & contingencies | 2631.19 | 1759.99 | 1820.10 | 49.5% | 44.6% |
Profit Before Tax | -583.85 | 807.33 | 1779.73 | -172.3% | -132.8% |
Tax | -146.91 | 203.28 | 448.47 | -172.3% | -132.8% |
Profit After Tax | -436.88 | 604.07 | 1331.29 | -172.3% | -132.8% |
Earnings Per Share | -5.61 | 7.75 | 17.08 | -172.4% | -132.8% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
IndusInd Bank Ltd is a prominent financial institution operating in the banking sector in India. The bank provides a wide range of banking products and services to its customers, including personal and corporate banking, wealth management, and investment banking services. IndusInd Bank is known for its innovative banking solutions and a focus on retail customers and small and medium enterprises (SMEs). As of the most recent updates, there are no major new developments provided in the data for the quarter under review. The bank continues to operate in a competitive financial services environment, with a focus on expanding its customer base and leveraging technology to enhance service delivery.
Revenue
In the second quarter of the fiscal year 2026 (Q2FY26), IndusInd Bank reported a total income of ₹13,259.91 crores. This represents a decline of 8.1% from the previous quarter (Q1FY26), where the total income was ₹14,420.80 crores. Additionally, the year-over-year comparison shows a decrease of 10.8% from the same quarter in the previous fiscal year (Q2FY25), when the total income was ₹14,871.25 crores. The decline in total income both on a quarterly and yearly basis reflects a challenging revenue environment for the bank during this period.
Profitability
The profitability metrics for IndusInd Bank in Q2FY26 indicate a significant downturn. The bank reported a profit before tax of ₹-583.85 crores, a stark contrast to a profit of ₹807.33 crores in the previous quarter and ₹1,779.73 crores in Q2FY25. This represents a decline of 172.3% both quarter-over-quarter and year-over-year. Consequently, the profit after tax for Q2FY26 was reported at ₹-436.88 crores, compared to ₹604.07 crores in Q1FY26 and ₹1,331.29 crores in the same quarter last year, marking a drop of 172.3% quarter-over-quarter and 132.8% year-over-year. These figures illustrate a substantial impact on the bank's profitability during the quarter.
Operating Metrics
The bank's total expenses in Q2FY26 were ₹11,212.57 crores, down 5.4% from the previous quarter's ₹11,853.48 crores and slightly reduced by 0.5% compared to Q2FY25's ₹11,271.42 crores. Despite the reduction in expenses, the provisions and contingencies saw a notable increase, rising 49.5% quarter-over-quarter and 44.6% year-over-year, reaching ₹2,631.19 crores in Q2FY26. The earnings per share (EPS) for the quarter was ₹-5.61, which is a significant decrease from ₹7.75 in Q1FY26 and ₹17.08 in Q2FY25, indicating a drop of 172.4% quarter-over-quarter and 132.8% year-over-year. These metrics suggest that the bank faced operational challenges and increased provisions during the quarter under review.
FAQs
When was IndusInd Bank Ltd Q2 FY 2025-26 result announced?
IndusInd Bank Ltd announced its Q2 FY 2025-26 results on 24 October, 2025.
What are IndusInd Bank Ltd quarterly results?
IndusInd Bank Ltd quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
What were the key highlights of IndusInd Bank Ltd Q2 FY 2025-26 results?
Key highlights of IndusInd Bank Ltd Q2 FY 2025-26 results include:
- Revenue: ₹13259.91 crore
- Net Profit: ₹-436.88 crore
- EBITDA: ₹6615.41 crore
- Year-over-Year Growth: -10.8%
- Quarter-over-Quarter Growth: -8.1%
How did IndusInd Bank Ltd net profit perform in this quarter?
IndusInd Bank Ltd reported a net loss of ₹-436.88 crore in Q2 FY 2025-26, reflecting a -132.8% year-over-year growth.
What was IndusInd Bank Ltd revenue in Q2 FY 2025-26?
IndusInd Bank Ltd posted a revenue of ₹13259.91 crore in Q2 FY 2025-26.