1Y Annualised Return
▼-30.36%
3Y Annualised Return
▲80.09%
IRFC Stock Performance
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IRFC Company background
Indian Railway Finance Corporation Limited (IRFC) was incorporated in December 1986 as the dedicated financing arm of Indian Railways. The company was established by the Government of India, with its registered office located in New Delhi. IRFC is listed on both the National Stock Exchange (IRFC) and Bombay Stock Exchange (543257). It operates as a wholly owned government company under the administrative control of the Ministry of Railways. The core business of IRFC revolves around mobilising funds from domestic and international markets to finance the acquisition of rolling stock assets, project assets, and lending to other entities in the railway ecosystem, thereby supporting the modernisation and expansion of Indian Railways.
IRFC Business Segments and Revenue Model
IRFC’s business model is straightforward yet highly impactful in the context of India’s infrastructure growth. The company’s primary revenue is generated through leasing operations, where it borrows funds at competitive rates and lends or leases those funds to Indian Railways and its subsidiaries. The two key business verticals are:
- Leasing of Rolling Stock and Assets: IRFC finances the procurement of locomotives, coaches, wagons, and other rolling stock, which are then leased to Indian Railways on a long-term basis. The company also finances railway project assets and infrastructure.
- Project Lending and Borrowings: In addition to direct leasing, IRFC extends loans to entities under the Ministry of Railways for specific projects, including electrification, gauge conversion, and network expansion. The revenue model is based on earning interest income from long-term leases and project loans. The predictable, low-risk structure is reinforced by the government’s sovereign guarantee and assured lease payments from Indian Railways.
IRFC Key Milestones
- 1986: Incorporated as the financing arm of Indian Railways to mobilise low-cost funds.
- 1987: Raised its first funds from domestic markets and commenced operations.
- 1993: Forayed into international capital markets through Euro bond issues.
- 2005: Cumulative funding to Indian Railways crossed ₹50,000 crore.
- 2012: IRFC was the first public sector NBFC to issue tax-free bonds in India.
- 2014: Played a crucial role in funding India’s Dedicated Freight Corridor project.
- 2020: Filed for and received approval for its Initial Public Offering (IPO) from SEBI.
- 2021: Successfully listed on NSE and BSE through an oversubscribed IPO.
- 2022: Recognised as one of the largest NBFCs in terms of asset size in India.
- 2023: Achieved record fund mobilisation and disbursement to Indian Railways, enhancing its role in India’s infrastructure development drive.
IRFC ESG and Sustainability
- Focuses on financing green, energy-efficient railway projects to reduce carbon footprint.
- Supports Indian Railways’ mission to shift freight and passenger movement to more sustainable modes.
- Emphasises responsible lending and ethical business practices in all financial operations.
- Long-term commitment to support Indian Railways in achieving net-zero carbon emissions by 2030.
IRFC Awards and Recognitions
- Conferred “Best PSU Issuer” by The Asset Triple A Country Awards for fundraising excellence.
- Recognised among “Top 500 Companies” by Dun & Bradstreet for financial performance.
- Received the “Golden Peacock Award for Risk Management” for prudent financial governance.
- Honoured by PHD Chamber of Commerce and Industry for outstanding contribution to infrastructure finance.
Over the past
IRFC Fundamental
Market Cap (in crs)
1,62,702.90
Face Value
10
Turnover (in lacs)
5,393.81
Key Metrics
IRFC Technical Analysis
Moving Averages Analysis
Delivery & Volume
| Period | Combined Delivery Volume | NSE+BSE Traded Volume |
|---|---|---|
Day Rs | 1941693 Rs | 5086606 Rs |
Week Rs | 3135292 Rs | 8564811 Rs |
Month Rs | 3944793 Rs | 12453624 Rs |
Resistance & Support
IRFC Peer comparison
| Index Name | Market Price | Market Cap | 52W Low | 52W High | Prev. Close | 1W Return | 1M Return | 6M Return | 1Y Return | 3Y Return | Dividend Yield | PE Ratio | Industry PE | PB Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
- | 14,225.98 | 36.2 | 80.83 | 53.37 | -3.19% | -16.07% | 18.39% | -24.97% | 425.37% | 0.00% | 71.34 | 26.15 | 8.20 | |
- | 1,37,449.24 | 357.25 | 566.4 | 417.75 | 1.85% | -2.05% | 12.17% | -14.06% | 331.16% | 3.79% | 7.58 | 26.15 | 1.51 | |
- | 1,00,470.66 | 357.35 | 636 | 387.15 | -0.88% | -4.34% | -2.58% | -32.31% | 271.05% | 4.72% | 6.01 | 26.15 | 1.30 | |
- | 2,862.13 | 122.32 | 311 | 297.75 | 9.40% | 6.94% | 139.30% | 75.48% | 441.33% | 0.97% | 26.27 | 26.15 | 2.35 | |
- | 41,839.71 | 158.85 | 299.7 | 210.29 | -0.79% | -9.69% | 13.72% | -27.43% | 455.85% | 1.99% | 15.05 | 26.15 | 2.33 | |
- | 40,413.60 | 137.01 | 265.8 | 144.24 | -0.49% | -9.52% | -14.45% | -39.09% | 0.00% | 0.00% | 25.87 | 26.15 | 3.29 |
IRFC Share Price FAQs
How has IRFC shares performed in the past ?
IRFC share price in the past 1-year return was -30.47. The IRFC share hit a 1-year low of Rs. 108.04 and a 1-year high of Rs. 187.33.
What is the market cap of IRFC ?
The market cap of IRFC is Rs. 162702.9 Cr. as of 14/8/2025.
What is the current P/E ratio of IRFC ?
The PE ratios of IRFC is 24.41 as of 14/8/2025.
What is the current PB ratio of IRFC ?
The PB ratios of IRFC is 2.98 as of 14/8/2025
What is the Mutual Fund shareholding in IRFC?
The Mutual Fund Shareholding in IRFC was 0.25% at the end of 14/8/2025.
How to buy IRFC shares?
You can easily buy IRFC shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.
What is the 52-week high and low of IRFC?
The 52-week high and low of IRFC share price is ₹187.33 and ₹108.04 as of 14/8/2025.
Please be aware that IRFC stock prices are subject to continuous fluctuations due to various factors.