Poonawalla Fincorp Ltd's Q4FY25 Quarter Results
- 26 Apr 2025
Result Summary
- Poonawalla Fincorp Ltd reported a 12.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 58.7%.
- Its expenses for the quarter were down by 25.1% QoQ and up 35.0% YoY.
- The net profit increased 1671.0% QoQ and increased 67.1% YoY.
- The earnings per share (EPS) of Poonawalla Fincorp Ltd stood at 4.3 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 921.73 | 1057.17 | 580.71 | -12.8% | 58.7% |
Total Expenses | 512.32 | 684.12 | 379.56 | -25.1% | 35.0% |
Profit Before Tax | 385.47 | 25.18 | 236.21 | 1430.9% | 63.2% |
Tax | 53.77 | 6.45 | 55.84 | 733.6% | -3.7% |
Profit After Tax | 331.70 | 18.73 | 198.55 | 1671.0% | 67.1% |
Earnings Per Share | 4.30 | 0.20 | 2.60 | 2050.0% | 65.4% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Poonawalla Fincorp Ltd is a prominent entity in the financial services industry. Primarily, the company is involved in providing various financial products and services, with a focus on lending solutions. The company operates within the non-banking financial company (NBFC) sector in India, a significant segment that caters to diverse financial needs beyond traditional banking. Recent developments in the company have not been specified in the provided data; thus, any specific strategic initiatives or market changes during the analyzed period remain unspecified. Poonawalla Fincorp Ltd is known for its innovative approach to financial services, aiming to deliver customer-centric solutions across its operational domains.
Revenue
In the fourth quarter of the fiscal year 2025 (Q4FY25), Poonawalla Fincorp Ltd reported a total income of ₹921.73 crores. This reflects a decline of 12.8% compared to the previous quarter (Q3FY25), where the total income was ₹1,057.17 crores. However, when compared to the same quarter in the previous year (Q4FY24), the total income increased significantly by 58.7% from ₹580.71 crores. This year-over-year (YoY) growth indicates a robust expansion of the company’s revenue stream over the year, albeit with a quarter-over-quarter (QoQ) decrease in the latest period.
Profitability
The profitability metrics for Poonawalla Fincorp Ltd during Q4FY25 show considerable changes. The profit before tax (PBT) in this quarter was ₹385.47 crores, which represents a substantial increase of 1430.9% from ₹25.18 crores in Q3FY25, and a 63.2% rise compared to ₹236.21 crores in Q4FY24. After accounting for a tax expense of ₹53.77 crores, the profit after tax (PAT) for Q4FY25 stood at ₹331.70 crores. This marks a dramatic increase of 1671.0% QoQ from a PAT of ₹18.73 crores and a 67.1% YoY growth from ₹198.55 crores. The earnings per share (EPS) rose to ₹4.30 in Q4FY25, a notable increase from ₹0.20 in Q3FY25 and ₹2.60 in Q4FY24, reflecting significant earnings growth for shareholders over both periods.
Operating Metrics
The total expenses for Poonawalla Fincorp Ltd in Q4FY25 amounted to ₹512.32 crores, showing a reduction of 25.1% from Q3FY25’s expenses of ₹684.12 crores. When compared to Q4FY24, the expenses increased by 35.0% from ₹379.56 crores. This decrease in QoQ expenses alongside the increase in YoY expenses suggests variability in the company’s operational expenditures over the examined periods. The tax expense in Q4FY25 was ₹53.77 crores, which not only increased significantly by 733.6% from Q3FY25's ₹6.45 crores but also slightly decreased by 3.7% compared to Q4FY24's ₹55.84 crores. These figures reflect the company’s financial adjustments in taxation over different quarters.
