Kotak Mahindra Bank's Q2 FY 2025-26 Quarterly Results

Kotak Mahindra Bank Result Summary

• Kotak Mahindra Bank Ltd reported a 6.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 7.4%.
• Its expenses for the quarter were down by 7.5% QoQ and 7.5% YoY.
• The net profit decreased 0.1% QoQ and decreased 11.4% YoY.
• The earnings per share (EPS) of Kotak Mahindra Bank Ltd stood at 22.47 during Q2 FY 2025-26.

Kotak Mahindra Bank Financial Statments for Q2 FY 2025-26

---

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Kotak Mahindra Bank Company Overview

Kotak Mahindra Bank Ltd is a prominent financial services conglomerate in India, offering a wide array of banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management. The bank is part of the Kotak Group, which operates in multiple sectors of the financial industry. Major developments in the company are not detailed here, but Kotak Mahindra Bank has been known for its strategic expansions and robust financial product offerings. The bank operates within the highly competitive Indian banking sector, which is influenced by regulatory policies and macroeconomic factors.

Kotak Mahindra Bank Revenue

In Q2FY26, Kotak Mahindra Bank reported a total income of ₹24,901.39 crores, showing a decrease of 6.8% from the previous quarter (Q1FY26), which had a total income of ₹26,703.92 crores. When compared to the same quarter in the previous year (Q2FY25), where the income was ₹26,880.02 crores, there is a year-over-year decline of 7.4%. The reduction in total income could be attributed to various market conditions or strategic adjustments by the bank, but specific reasons are not detailed here.

Kotak Mahindra Bank Profitability

The profit before tax for Q2FY26 stood at ₹5,962.77 crores, reflecting a slight decline of 1.5% from Q1FY26, where it was ₹6,053.40 crores. Compared to Q2FY25, which reported a profit before tax of ₹6,646.86 crores, there is a 10.3% decrease year-over-year. The profit after tax for Q2FY26 was ₹4,468.27 crores, marginally lower by 0.1% from the previous quarter and 11.4% lower on a year-over-year basis from ₹5,044.05 crores in Q2FY25. Earnings per share also followed this trend, remaining nearly flat QoQ but showing an 11.4% decline YoY.

Kotak Mahindra Bank Operating Metrics

Total expenses for Q2FY26 were ₹17,884.20 crores, decreasing by 7.5% from Q1FY26’s ₹19,329.35 crores and also reflecting a 7.5% reduction from Q2FY25’s ₹19,342.80 crores. Provisions and contingencies were reported at ₹1,054.42 crores in Q2FY26, which shows a decrease of 20.2% from the previous quarter but an increase of 18.4% compared to the same quarter last year. The tax expense for Q2FY26 was ₹1,516.83 crores, which is a 6.6% decrease from the previous quarter and an 8.0% decrease year-over-year. These metrics suggest changes in cost management and provisioning strategies, but specific strategic decisions are not detailed in the data provided.