Indostar Capital Finance Ltd's Q4FY25 Quarterly Results

Result Summary

• Indostar Capital Finance Ltd reported a 27.9% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 65.2%.
• Its expenses for the quarter were up by 6.5% QoQ and 54.5% YoY.
• The net profit increased 27.2% QoQ and decreased 53.6% YoY.
• The earnings per share (EPS) of Indostar Capital Finance Ltd stood at 2.6 during Q4FY25.

Financial Statments for Q4FY25

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Indostar Capital Finance Ltd is a non-banking financial company (NBFC) based in India, primarily engaged in providing financing solutions across various sectors. The company offers a range of financing products, including vehicle finance, housing finance, and corporate lending. Indostar Capital Finance Ltd operates within the broader financial services industry, catering to both retail and wholesale segments. As of the latest known data, the company has been working towards strengthening its market presence by expanding its product offerings and increasing its reach within the financial sector.

Revenue

For the quarter ending in Q4FY25, Indostar Capital Finance Ltd reported a total income of ₹477.86 crores. This represents a notable increase of 27.9% from the previous quarter (Q3FY25) and a significant year-over-year increase of 65.2% compared to Q4FY24. These figures indicate an upward trajectory in revenue generation over both the quarter-on-quarter and year-over-year periods. The increase in total income can be attributed to various factors, including a potential expansion in the company's customer base or enhanced lending activities. The substantial growth in revenue highlights the company's ability to generate higher income compared to past quarters.

Profitability

Indostar Capital Finance Ltd's profitability metrics for Q4FY25 reflect mixed results. The Profit Before Tax (PBT) stood at ₹39.21 crores, which represents a remarkable quarter-over-quarter increase of 241.8% from ₹11.47 crores in Q3FY25. However, on a year-over-year basis, the PBT decreased by 49.3% from ₹77.30 crores in Q4FY24. Similarly, the Profit After Tax (PAT) for Q4FY25 was ₹35.26 crores, showing a 27.2% increase from the previous quarter but a 53.6% decline when compared to the same period last year. Earnings Per Share (EPS) followed a similar trend, with a quarterly increase from ₹2.00 to ₹2.60, although it experienced a year-over-year decline from ₹5.60. These fluctuations in profitability metrics highlight considerable variations in the company's net earnings over the different periods.

Operating Metrics

In Q4FY25, Indostar Capital Finance Ltd recorded total expenses of ₹334.60 crores, which signifies a quarter-over-quarter increase of 6.5% from ₹314.20 crores in Q3FY25 and a year-over-year increase of 54.5% from ₹216.62 crores in Q4FY24. The tax expense for the quarter was ₹3.95 crores, showing a substantial increase from ₹0.01 crores in Q3FY25 and a year-over-year increase of 194.8% from ₹1.34 crores in Q4FY24. These figures indicate that the company's operating costs have risen over both quarterly and yearly periods, which may reflect changes in operational activities or cost structures. The tax expense in particular shows a significant rise, which could be due to a variety of factors affecting the company's taxable income and applicable tax rates.