IIFL Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• IIFL Finance Ltd reported a 11.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 28.4%.
• Its expenses for the quarter were up by 7.7% QoQ and 30.7% YoY.
• The net profit increased 52.4% QoQ and decreased 549.1% YoY.
• The earnings per share (EPS) of IIFL Finance Ltd stood at 8.8 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

IIFL Finance Ltd is a prominent non-banking financial company (NBFC) in India. Known for its diversified financial services, IIFL Finance offers a wide range of products, including home loans, gold loans, personal loans, business loans, and microfinance. The company operates primarily in the financial services industry, under the broader umbrella of IIFL Group. As of the latest available information, IIFL Finance has been focusing on expanding its digital lending platform, leveraging technology to enhance customer experience and improve operational efficiency. Any recent major developments specific to the company's strategic initiatives or market performance beyond this are not available in the provided data.

Revenue

During the second quarter of the financial year 2026 (Q2FY26), IIFL Finance Ltd reported a total income of ₹3309.16 crores. This represents a quarter-over-quarter (QoQ) increase of 11.8% compared to ₹2959.30 crores in Q1FY26. Furthermore, there was a significant year-over-year (YoY) growth of 28.4% from the total income of ₹2576.59 crores recorded in Q2FY25. The increase in total income suggests an upward trajectory in the company's revenue stream, reflecting its potential to generate more business and enhance its market position over the period under review.

Profitability

IIFL Finance Ltd's profitability metrics for the quarter under review show a remarkable improvement. The Profit Before Tax (PBT) in Q2FY26 was ₹556.69 crores, marking a substantial QoQ rise of 56.2% from ₹356.31 crores in Q1FY26. The YoY change indicates a significant positive shift, given the negative PBT of ₹-139.67 crores in Q2FY25. The company's Profit After Tax (PAT) also increased notably to ₹417.94 crores in Q2FY26, up by 52.4% QoQ from ₹274.17 crores in Q1FY26 and reversing the negative PAT of ₹-93.07 crores observed YoY in Q2FY25. These figures point to a strengthened profitability position for the company within the assessed period.

Operating Metrics

The earnings per share (EPS) for IIFL Finance Ltd in Q2FY26 was ₹8.80, displaying an increase of 61.5% from ₹5.45 in Q1FY26. This marks a substantial improvement from the negative EPS of ₹-3.72 reported in Q2FY25, indicating a YoY turnaround. The total expenses for Q2FY26 were ₹2252.13 crores, which is a 7.7% increase QoQ from ₹2090.53 crores in Q1FY26 and a 30.7% increase YoY from ₹1723.44 crores in Q2FY25. This rise in expenses reflects the company's ongoing operational activities and possibly the scaling of its business operations. The tax expenses also rose to ₹138.75 crores in Q2FY26, showing a 68.9% increase QoQ from ₹82.14 crores in Q1FY26 and a shift from a tax benefit of ₹-46.60 crores in Q2FY25. These metrics highlight the operational dynamics and financial structuring within the company during the analyzed quarters.