IDBI Bank's Q2 FY 2025-26 Quarterly Results

Result Summary

• IDBI Bank Ltd reported a 9.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 5.1%.
• Its expenses for the quarter were down by 0.1% QoQ and up 5.7% YoY.
• The net profit increased 60.1% QoQ and increased 73.4% YoY.
• The earnings per share (EPS) of IDBI Bank Ltd stood at 3 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

IDBI Bank Ltd is a prominent financial institution in India, primarily involved in providing a wide range of banking and financial services. Established as a development financial institution, IDBI Bank has evolved into a full-fledged commercial bank offering a variety of products including personal banking, corporate banking, and specialized financial services. The bank caters to both retail and corporate clients, offering services such as savings accounts, loans, credit cards, investment advice, and wealth management. As of the most recent developments, the bank has been focusing on enhancing digital banking services to meet the growing demand for online financial solutions. However, specific recent developments were not provided in the data.

Revenue

For the quarter ending in Q2FY26, IDBI Bank reported a total income of ₹9263.53 crores, marking a 9.0% increase from ₹8498.53 crores in Q1FY26, and a 5.1% rise from ₹8812.79 crores in Q2FY25. This growth in total income indicates a positive trend in the bank's ability to generate revenue over both the quarter-on-quarter and year-on-year periods. This increase in total income reflects the bank's ongoing efforts to enhance its portfolio and strengthen its financial standing in the competitive banking sector.

Profitability

IDBI Bank's profitability metrics for Q2FY26 show significant improvements. The Profit Before Tax (PBT) was reported at ₹3796.59 crores, which represents a 48.5% increase over the previous quarter's ₹2556.59 crores and a 53.7% rise compared to ₹2469.87 crores in Q2FY25. The Profit After Tax (PAT) was ₹3240.77 crores, a 60.1% increase from ₹2023.87 crores in Q1FY26, and a notable 73.4% increase from ₹1869.27 crores in Q2FY25. These figures highlight a robust improvement in the bank's profitability. Moreover, the Earnings Per Share (EPS) stood at ₹3.00, up 59.6% from ₹1.88 in the previous quarter, and up 73.4% from ₹1.73 in the same quarter last year.

Operating Metrics

The total expenses for Q2FY26 were ₹6116.58 crores, showing a slight decrease of 0.1% from ₹6120.79 crores in Q1FY26, but a 5.7% increase from ₹5788.65 crores in Q2FY25. The provisions and contingencies were recorded as negative ₹649.64 crores for Q2FY26, a significant change from negative ₹178.85 crores in the previous quarter, and from ₹554.27 crores in Q2FY25, indicating a substantial reduction in provisioning needs. The tax expense for the quarter stood at ₹555.82 crores, which was a 4.3% increase from ₹532.72 crores in Q1FY26, but a 10.5% decrease from ₹621.14 crores in Q2FY25. These operating metrics provide insight into the bank's cost management and provisioning strategies over the reported periods.