Cholamandalam Financial Holdings' Q1 FY 2025-26 Quarterly Results

Result Summary

• Cholamandalam Financial Holdings Ltd reported a 31.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 22.2%.
• Its expenses for the quarter were up by 25.7% QoQ and 22.9% YoY.
• The net profit increased 10.1% QoQ and increased 8.6% YoY.
• The earnings per share (EPS) of Cholamandalam Financial Holdings Ltd stood at 30.8 during Q1 FY 2025-26.

Financial Statments for Q1 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Cholamandalam Financial Holdings Ltd is a well-known financial services company in India, primarily engaged in providing a variety of financial solutions. The company operates within the financial services industry and offers products that cater to individual and business needs, including loans, insurance, and investment services. As part of the Murugappa Group, one of India's leading business conglomerates, the company benefits from a rich legacy of trust and reliability. Recent developments within the company or its industry are not available from the provided data. However, the company is known for continuously adapting to the dynamic financial landscape by leveraging technology and expanding its product offerings to meet the evolving needs of its customers.

Revenue

For the first quarter of the fiscal year 2026 (Q1FY26), Cholamandalam Financial Holdings Ltd reported a total income of ₹9382.95 crores. This marks a significant increase from the previous quarter (Q4FY25), where total income stood at ₹7157.91 crores, reflecting a quarter-over-quarter (QoQ) growth of 31.1%. Compared to the same quarter in the previous fiscal year (Q1FY25), the total income has risen from ₹7677.43 crores, indicating a year-over-year (YoY) growth of 22.2%. Such growth highlights the company's robust revenue-generating capabilities over the specified period, influenced by various factors including market demand and strategic initiatives.

Profitability

Cholamandalam Financial Holdings Ltd's profitability metrics for Q1FY26 demonstrate a positive trend. The company achieved a profit before tax (PBT) of ₹1694.76 crores, which is an 8.9% increase from the previous quarter's PBT of ₹1555.85 crores. On a YoY basis, PBT has grown by 8.7% from ₹1558.51 crores in Q1FY25. After accounting for tax expenses of ₹436.56 crores, the profit after tax (PAT) for Q1FY26 is ₹1259.54 crores, reflecting a QoQ growth of 10.1% from ₹1143.75 crores in Q4FY25 and a YoY growth of 8.6% from ₹1159.56 crores in Q1FY25. These figures underscore the company's ability to maintain and enhance its profitability despite competitive pressures and market fluctuations.

Operating Metrics

The company's operating metrics underscore its financial health and efficiency. Total expenses for Q1FY26 amounted to ₹6805.95 crores, showing a QoQ increase of 25.7% from ₹5414.99 crores in Q4FY25 and a YoY increase of 22.9% from ₹5536.97 crores in Q1FY25. The earnings per share (EPS) for Q1FY26 is reported at ₹30.80, up from ₹27.30 in the previous quarter, representing a QoQ growth of 12.8%. Compared to Q1FY25, where EPS was ₹29.20, there is a YoY growth of 5.5%. These operating figures reflect the company's performance in managing its resources and operational efficiency, as well as its ability to generate profits for shareholders.