Why do I need to give Phone and SMS permissions to set up UPI in the app?

These permissions help us safely verify your mobile number, which is linked to your bank account. This step is important to make sure it’s really you setting up UPI.

Allowing these permissions lets the app automatically read the bank’s verification messages, so you don’t have to enter anything manually. This makes the process smoother and keeps your transactions more secure.

This setup follows the standard process defined by regulated authorities like NPCI and your bank, so you're in safe hands.