Lumpsum Calculator
Lumpsum Calculator helps you estimate returns and track your mutual fund investments for better financial planning and goal achievement.
Total investment
Time Period
Expected Return Rate (p.a)
Investment
Estimated Returns
Invested amount
₹ 25,000
Estimated returns
₹ 76,139
Total value
₹ 1,01,139
Disclaimer: Past performance is not an indicator of future returns
What is Lumpsum Calculator?
A Lumpsum Calculator offers a simple way to estimate your investments/corpus. Just enter your investment amount, duration, and expected annual return to quickly approximate your investment's value in seconds. Adjust the settings to see how your returns might vary.
How does a Lumpsum Calculator work?
Lumpsum calculators for mutual funds work on the principle of future value. They tell you your investment's future value at a certain interest rate.
All lumpsum calculators for mutual funds use a specific method to compute the estimated return on investment. It is essentially a compound interest formula, with one of the variables being the number of times the interest is compounded in a year.
F = P (1 + r/n) ^ nt
where
F = future value
P = present value of the invested amount
r = estimated rate of return (in %)
t = total duration of investment
n = number of times interest is compounded in a year
For instance, suppose you invest ₹10,00,000 in a mutual fund for 10 years, expecting an average return of 12% per annum. The interest is assumed to be compounded annually.
The formula for lumpsum investment return calculations can be used as follows:
F = ₹10,00,000 {(1+00.12/1)^10}
F = ₹31,05,848
Instead of manually calculating lumpsum investment return using this formula, an online Lumpsum calculator by Kotak Securities is a much simpler way of computing your investment value.
How to use Kotak Securities Lumpsum Calculator?
The Kotak Securities Lumpsum Calculator will show you the estimated returns on your investment along with the total value of the investment after your investment period in seconds. To use the Kotak Securities Lumpsum calculator-
- Enter your investment amount.
- Enter the duration of the investment.
- Then, enter the annual expected rate of return.
After all the input values, the calculator will show you the estimated amount you can avail after completing your investment tenure.
How can a Lumpsum Calculator help you?
-
Estimates Returns: It enables you to calculate the potential returns you can get from your investment using this formula:
F = P (1 + r/n) ^ nt
where F = future value
P = present value of the invested amount
r = estimated rate of return (in %)
t = total duration of investment
n = number of times interest is compounded in a year -
Saves Manual Effort: You can do immediate calculations for free, which saves you time and effort.
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Decision Support: It can help you plan your investment based on the estimated returns you will get after the conclusion of the investment duration. However, it is essential to note that the results provided by the lumpsum calculator are only estimates because mutual fund investments do not provide fixed returns.