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Track External Investments

As an investor, tracking the performance of all your investments is necessary. This is even more true when you have scores of Mutual Fund investments across different Fund Houses, intermediaries and folios. With ‘Track External Investments’, you can get an in-depth portfolio analysis provided by Oro Wealth.

Not convinced? Here’s what you can understand with the portfolio analysis tool:

How much commission are you paying?

There are two types of Mutual Funds—regular and direct. When you invest in a regular MF, you often pay extra as commissions to different intermediaries. With Direct Funds, however, there is no commission charge. With this report, understand how much commission you have paid so far, and how much you are likely to pay in the next 5 years if you continue your MF investments at the same pace.

Are you well diversified?

It is a well-known fact that Mutual Funds can help you diversify by investing your money across different assets. But what if the different MF Schemes you held, invested in the same assets? That could increase your concentration risk, right? With the portfolio analysis report, understand if your MF portfolio is well diversified across:

  • Mutual Fund types
  • Asset classes
  • Sectors and industries
  • Companies and stocks

How much returns do you earn?

Want to know if you are beating the market? More specifically, are your investments earning you better returns than benchmarks like the Nifty? That can be a wonderful way to gauge the performance of your investments. But it can be difficult to get a single shot view at all your MF portfolio holdings if you invest through different means and institutions. Get all this data for ALL your Mutual Fund holdings in a single shot irrespective of where/how you have invested in the Funds.

Which Funds to switch?

Let’s say you realise you want to move your investments to another MF scheme, you need answers to two important questions. One is regarding the exit load and another is with respect to your tax burden. Get these answers once you upload your Consolidated Account Statement (CAS).

  • How much exit load are you likely to pay?
    Exit load is quite simple. If you redeem your MF investments from a particular scheme before a stipulated time, the Fund House will charge you a fee called ‘Exit Load’. It’s usually a small percentage of the Fund’s NAV (Net Asset Value). This can potentially eat into your returns. By knowing this in advance, you can avoid paying the Exit Load by delaying your redemption or switch if possible. Know how long you’ll have to wait to avoid paying any Exit Load in the portfolio analysis.
  • What is your tax burden?
    Every time you sell your investments, you can attract a tax on the profits you earn. This is called ‘Capital Gains Tax’. There are two types of Capital Gains tax. The calculation varies for different investment types and the duration of your investments. Get a single view on all the tax you can attract if you were to sell your MF holdings. More interestingly, understand when you can sell your investments to attract the least amount of Capital Gains tax (as of the latest tax rules).

    a) Tracking external investments gives you complete transparency of all your Kotak and non-Kotak MF investments.

    b) You can manage your MF portfolio much better by opting for ‘Track External Investments’.

    c) The portfolio analysis report can equip you with the right information. Basis this, you can make better decisions to reduce commissions, tax burden or even exit load.

    d) It is easy and simple since you do not need anything other than a CAS (Consolidated Account Statement).

    If you are interested in Tracking External Investments, click here


    1.   Visit www.kotaksecurities.com or click on ‘Track Investments’

    2.   Generate your detailed Consolidated Account Statement (CAS)

    3.   Upload the CAS PDF you received on your registered email ID

    4.   View your consolidated portfolio and its in-depth analysis