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Kotak’s 3-in-1 Account

Kotak Securities 3-in-1 account includes a demat account, an online trading account, and a bank account clubbed into one great service

Forget juggling multiple partners for each account! With the 3-in-1 account, get a trading and demat account with Kotak Securities, and a bank account with Kotak Mahindra Bank.

Why Trinity Account?
  • Convenience of single entity
  • Seamless, zero hassle trading
  • Access to Kotak Securities trading features
Reach Us

How to open a 3-in-1 account online?

  • You can open a Trinity 3 in 1 account by:
    • a. Filling out our online application
    • b. Calling our toll free numbers 1800 222 299 / 18002099191
    • c. Visiting a Kotak Securities branch office. To check your nearest branch Click Here
  • As part of the trinity account, a savings bank account will be opened with Kotak Mahindra Bank to your own preferred nearest location.

  • With the Direct Access feature of the Trinity account, you will not need to manually transfer funds from your savings account to your online trading account. Funds can be moved between accounts directly through the Kotak Securities website, and any unutilized money in your trading account comes back to your savings account based on settlement period you have chosen.

  • Unlike other linked bank accounts, the 3-in-1 account has no upper limit for transfer of funds from your savings account to your online trading account in a single day.

What are the benefits of having a 3-in-1 account?

  • Seamless, zero hassle trading: Trade in equity, derivatives, IPO, ESOPS, bonds and ETFs through your 3-in-1 account.
  • ASBA facility available for your IPO orders.
  • Multiple trading platforms to choose from: With the 3-in-1 account you are spoilt for choice. Take your pick between
  • Margin against Securities: Avail margin against securities for intraday trades in cash segment at no additional cost. Even better, get exposure against the shares lying idle in your demat account .
  • Trade after market hours: Kotak Securities’ unique ‘After Market Orders’ facility allows you to place trades even after the stock market is closed for the day. The trades you place will get sent to the exchange as soon as the markets open for trading next.
  • Extensive and FREE research options to guide your investing decisions.
    • Educate yourself about equities, futures, options and more at the Kotak Securities Knowledge Bank.
    • Get SMS Alerts about latest stock market news, tips, and movements.
    • Best in class research and analysis through Easy equity reports and Easy Mutual Fund reports.

+ Expand AllFrequently Asked Questions (FAQs)

  • Q I already have a Kotak Mahindra Bank savings account. How do I convert it to a Trinity account?
    That's great! You can utilize the same bank account to transact with Kotak Securities.com . Please mention the account details on the account opening form
  • Q How long does it take to activate a Trinity account?
    Your Trinity account will be opened appx. 10 working days of receipt of your completed application form.
  • Q Is it safe to have all three – savings, demat and online trading accounts with the same entity?

    No doubt it is secure! Kotak Securities uses the most advanced encryption technology, Secure Socket Layer (SSL), to ensure that the information transmitted between you and us across the internet is safe and cannot be accessed by any outsider.

    SSL has been universally accepted on the World Wide Web for authenticated and encrypted communication between clients and servers. The security certificate for our site is obtained from Verisign and the security encryption level on Kotak Securities is 128 bit.


For more answers to queries, click here.