Muthoot Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• Muthoot Finance Ltd reported a 13.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 47.9%.
• Its expenses for the quarter were up by 8.4% QoQ and 38.6% YoY.
• The net profit increased 22.2% QoQ and increased 82.5% YoY.
• The earnings per share (EPS) of Muthoot Finance Ltd stood at 60.3 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Muthoot Finance Ltd is a leading financial services company in India, primarily engaged in providing personal and business loans secured by gold jewelry. As the largest gold financing company in India in terms of loan portfolio, Muthoot Finance operates in the non-banking financial sector. The company offers a wide range of financial services, including gold loans, money transfer services, foreign exchange, and insurance products. Muthoot Finance has a significant presence across India, with a vast network of branches to serve its diverse customer base. Any recent major developments in the company are not available in the data provided.

Revenue

For the second quarter of the fiscal year 2026 (Q2FY26), Muthoot Finance Ltd reported a total income of ₹7332.59 crores. This represents a quarter-over-quarter (QoQ) increase of 13.1% from ₹6485.02 crores in Q1FY26 and a year-over-year (YoY) growth of 47.9% compared to ₹4957.39 crores in Q2FY25. The substantial YoY growth in total income highlights a significant increase in the company's revenue generation capabilities over the past year. The data suggests consistent growth in the company's revenue streams, reflecting robust business operations.

Profitability

In Q2FY26, Muthoot Finance Ltd recorded a Profit Before Tax (PBT) of ₹3244.20 crores, marking a QoQ increase of 22.2% from ₹2654.03 crores in Q1FY26 and a YoY rise of 80.1% compared to ₹1801.78 crores in Q2FY25. The company's Profit After Tax (PAT) for the same quarter stood at ₹2411.65 crores, which is a 22.2% increase QoQ from ₹1974.25 crores in the previous quarter and an 82.5% increase YoY from ₹1321.22 crores in the same quarter of the previous year. The Earnings Per Share (EPS) saw a QoQ growth of 20.1% from 50.22 to 60.30 and a YoY increase of 90.4% from 31.67. These figures indicate strong profitability metrics for the company in the current quarter.

Operating Metrics

Total expenses for Muthoot Finance Ltd in Q2FY26 were reported at ₹3793.01 crores, which is an 8.4% increase QoQ from ₹3500.38 crores in Q1FY26 and a 38.6% increase YoY from ₹2735.69 crores in Q2FY25. The tax expense for Q2FY26 was ₹832.54 crores, showing a QoQ rise of 22.5% from ₹679.78 crores and a YoY increase of 73.2% from ₹480.55 crores. These metrics highlight the company's operational cost structure and tax obligations for the quarter. The data reveals increases in both expenses and tax payments, which are aligned with the growth in income and profitability.