MAS Financial Services' Q2 FY 2025-26 Quarterly Results

Result Summary

• MAS Financial Services Ltd reported a 3.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 25.1%.
• Its expenses for the quarter were up by 4.5% QoQ and 26.1% YoY.
• The net profit increased 5.6% QoQ and increased 17.8% YoY.
• The earnings per share (EPS) of MAS Financial Services Ltd stood at 4.98 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

MAS Financial Services Ltd is a prominent non-banking financial company (NBFC) based in India. The company primarily focuses on providing a variety of financial services and products, including micro-enterprise loans, small and medium enterprise loans, two-wheeler loans, and commercial vehicle loans. Serving a wide range of customers, MAS Financial Services Ltd operates in a competitive industry characterized by rapid changes and regulatory oversight. Recent developments in the company are not available in the provided data, and as such, specific contemporary moves or strategic initiatives cannot be discussed.

Revenue

In the second quarter of the fiscal year 2026 (Q2FY26), MAS Financial Services Ltd reported a total income of ₹482.33 crores. This represents a quarter-over-quarter (QoQ) increase of 3.3% compared to ₹466.73 crores in Q1FY26. Furthermore, when comparing year-over-year (YoY) data, the total income has grown significantly by 25.1%, rising from ₹385.52 crores in Q2FY25. This growth in revenue reflects the company's ability to enhance its income stream over both the quarterly and annual measurements.

Profitability

The profitability of MAS Financial Services Ltd, as indicated by its Profit Before Tax (PBT), stood at ₹122.88 crores in Q2FY26. This figure marks a QoQ increase of 6.0% from ₹115.89 crores in Q1FY26 and an 18.4% YoY increase from ₹103.78 crores in Q2FY25. After accounting for taxes, the Profit After Tax (PAT) for Q2FY26 was ₹91.43 crores, which is a 5.6% increase QoQ and a 17.8% increase YoY from ₹77.62 crores in Q2FY25. The tax expense for the quarter was ₹31.45 crores, reflecting a 7.3% QoQ increase and a 20.2% YoY increase. Earnings per share (EPS) for the quarter were ₹4.98, a modest increase from ₹4.82 in the previous quarter and ₹4.73 a year ago, marking a 5.3% YoY growth.

Operating Metrics

The total expenses for MAS Financial Services Ltd in Q2FY26 amounted to ₹321.74 crores, which is a 4.5% increase from ₹307.85 crores in Q1FY26. When compared to the previous year, expenses have risen by 26.1% from ₹255.15 crores in Q2FY25. This increase in expenses is consistent with the growth in total income. The company's profitability metrics, such as Profit Before Tax and Profit After Tax, have shown steady growth both quarterly and annually. No data is provided for calculating specific financial ratios like P/E ratio, debt-to-equity ratio, or current ratio. As such, these cannot be assessed at this time. The trends in revenue and expenses, alongside profitability metrics, outline the company's financial performance during the reviewed period.