Bajaj Finserv's Q2 FY 2025-26 Quarterly Results

Result Summary

• Bajaj Finserv Ltd reported a 5.5% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 11.0%.
• Its expenses for the quarter were up by 8.3% QoQ and 9.5% YoY.
• The net profit decreased 10.9% QoQ and increased 13.5% YoY.
• The earnings per share (EPS) of Bajaj Finserv Ltd stood at 13.9 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Bajaj Finserv Ltd is a prominent Indian financial services company, primarily operating in the financial and insurance sectors. It provides a range of services including lending, asset management, wealth management, and insurance products. As a part of the Bajaj Group, it holds a significant position in the industry, catering to diverse financial needs. Recent developments in the company are not specified within the provided data; however, Bajaj Finserv continues to expand its portfolio and services across India, maintaining its competitive edge.

Revenue

During the second quarter of fiscal year 2026 (Q2FY26), Bajaj Finserv Ltd reported a total income of ₹37,402.93 crores, marking a growth of 5.5% compared to the previous quarter (Q1FY26) and an 11.0% increase from the same quarter in the previous year (Q2FY25). The company experienced consistent revenue growth, reflecting its robust performance in the financial services sector. This positive trend in total income indicates a substantial year-over-year increase, highlighting the company's ability to enhance its revenue-generating capabilities.

Profitability

Bajaj Finserv Ltd's profitability for Q2FY26 reveals notable figures. The company recorded a profit before tax (PBT) of ₹6,821.93 crores, which represents a decrease of 5.3% from the previous quarter but a year-over-year increase of 14.4% from Q2FY25. The tax expense for the quarter was ₹2,078.66 crores, up by 10.9% quarter-over-quarter and 16.4% year-over-year. Consequently, the profit after tax (PAT) stood at ₹4,746.47 crores, showing a decline of 10.9% from Q1FY26 but a 13.5% rise from Q2FY25. Earnings per share (EPS) for Q2FY26 was ₹13.90, down 19.7% from the previous quarter but up 6.9% compared to the same quarter last year.

Operating Metrics

In terms of operating metrics, the company exhibited a strong financial performance, with a focus on managing expenses effectively. Total expenses for Q2FY26 were ₹28,304.06 crores, reflecting an increase of 8.3% from Q1FY26 and a 9.5% rise from Q2FY25. This increase in expenses is aligned with the overall growth in income, indicating a proportional expansion in operational activities. The financial data provided does not include specific ratios such as P/E, debt-to-equity, or current ratios, hence a detailed analysis of these metrics is not available.