Bajaj Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• Bajaj Finance Ltd reported a 3.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 18.0%.
• Its expenses for the quarter were up by 2.4% QoQ and 15.5% YoY.
• The net profit increased 3.8% QoQ and increased 23.3% YoY.
• The earnings per share (EPS) of Bajaj Finance Ltd stood at 7.83 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Bajaj Finance Ltd is a leading non-banking financial company (NBFC) in India, engaged in lending services and wealth management. The company operates primarily in the consumer finance sector, offering a wide range of products, including personal loans, home loans, business loans, and asset finance. Bajaj Finance also provides insurance services and investment products. Being part of the Bajaj Group, the company has established a significant presence in the Indian financial services market. As of the latest available data, no recent major developments or strategic shifts have been reported.

Revenue

In the second quarter of the fiscal year 2026 (Q2FY26), Bajaj Finance Ltd reported a total income of ₹20,180.76 crores. This represents a 3.3% increase compared to the previous quarter (Q1FY26), where total income stood at ₹19,527.74 crores. Year-over-year, the income has increased by 18.0% from ₹17,095.41 crores in Q2FY25. The steady rise in total income highlights the company's ability to generate revenue consistently over both quarterly and annual periods.

Profitability

The profitability metrics for Bajaj Finance Ltd indicate a positive performance in Q2FY26. Profit Before Tax (PBT) was reported at ₹6,604.83 crores, reflecting a quarter-over-quarter increase of 3.7% from ₹6,366.84 crores in Q1FY26. On a year-over-year basis, PBT increased by 22.4% from ₹5,398.03 crores in Q2FY25. Profit After Tax (PAT) for Q2FY26 was ₹4,947.76 crores, showing a 3.8% rise from the previous quarter's ₹4,765.29 crores and a 23.3% increase from ₹4,013.74 crores in Q2FY25. The company's tax expenses also rose in line with profits, showing a 3.6% increase QoQ and 19.6% YoY.

Operating Metrics

Earnings Per Share (EPS) for Bajaj Finance Ltd in Q2FY26 was ₹7.83, marking a 3.7% increase from ₹7.55 in Q1FY26. However, when compared year-over-year, there is a significant decrease of 87.9% from ₹64.50 in Q2FY25. This anomaly may be attributable to factors not detailed in the provided data. Total expenses for the company rose by 2.4% QoQ to ₹11,307.18 crores from ₹11,040.69 crores in Q1FY26 and by 15.5% YoY from ₹9,788.30 crores in Q2FY25, indicating the company’s operational scale and cost management strategies. No additional financial ratios or metrics, such as P/E ratio, debt-to-equity ratio, or current ratio, are provided for further analysis.