Aadhar Housing Finance's Q1 FY 2025-26 Quarterly Results

Result Summary

• Aadhar Housing Finance Ltd reported a 23.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 19.4%.
• Its expenses for the quarter were up by 18.8% QoQ and 18.8% YoY.
• The net profit increased 17.6% QoQ and increased 18.6% YoY.
• The earnings per share (EPS) of Aadhar Housing Finance Ltd stood at 5.4 during Q1 FY 2025-26.

Financial Statments for Q1 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Aadhar Housing Finance Ltd is a prominent player in the financial sector, specializing in providing housing finance solutions. The company primarily focuses on offering home loans to a diverse customer base, including low and middle-income groups. As a part of the housing finance industry, Aadhar Housing Finance Ltd plays a critical role in supporting the real estate market by enabling customers to fulfill their housing needs. While specific recent major developments are not detailed in the provided data, the company operates within a dynamic industry that is influenced by economic conditions, regulatory frameworks, and market demand for housing finance.

Revenue

In the first quarter of the fiscal year 2026 (Q1FY26), Aadhar Housing Finance Ltd recorded a total income of ₹851.34 crores. This marks a significant increase of 23.1% compared to the previous quarter (Q4FY25), where the total income was ₹691.81 crores. On a year-over-year basis, the total income rose by 19.4%, up from ₹713.15 crores in Q1FY25. This upward trend in revenue reflects the company's ability to generate increased income over both quarterly and annual periods.

Profitability

The financial performance of Aadhar Housing Finance Ltd in terms of profitability shows notable growth. For Q1FY26, the company reported a profit before tax of ₹305.15 crores, which is an 18.0% increase from the previous quarter's ₹258.61 crores. Year-over-year, this represents an 18.6% rise from ₹257.24 crores in Q1FY25. The profit after tax for Q1FY26 was ₹237.28 crores, showing a 17.6% growth from Q4FY25 and an 18.6% increase from the same quarter last year. The company's earnings per share also rose to ₹5.40, reflecting a 10.2% increase quarter-over-quarter and a 14.9% rise year-over-year.

Operating Metrics

Aadhar Housing Finance Ltd's total expenses for Q1FY26 amounted to ₹519.47 crores, marking an 18.8% increase from Q4FY25's ₹437.34 crores, and matching the 18.8% year-over-year increase from Q1FY25's ₹437.23 crores. The tax paid in Q1FY26 was ₹67.87 crores, up 19.4% from the previous quarter and 18.9% from the same period last year. These figures indicate a consistent pattern of growth in both expenses and taxation, which align with the increases in income and profitability metrics. The company's ability to manage these operating metrics while expanding its financial performance is a critical factor in its quarterly and annual assessments.