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Kotak Retirement Plan
A pension builder plan with life insurance options

The Kotak Retirement Income Plan is a savings plan designed to meet your post-retirement needs. It gives you the choice to remain independent even after retirement. The Kotak Retirement Income Plan is a participating plan. The plan comes in two forms: (i) With Cover (ii) Without Cover.

Advantages

  • You can opt to retire at any age between 45 yrs and 65 yrs.

  • Protection for your family in case of any unforeseen events like death.

  • On Retirement, you may take a lump sum in cash of up to a third of your Basic Sum Assured or Accumulation Account*, whichever is higher; and the balance can be used to buy annuity of your choice

  • You can make lump-sum injections into your policy at any time before retirement.

  • Automatic Cover Maintenance ensures that the cover remains in force even when you miss the premium payments.

  • You have the option of paying premiums in quarterly, half-yearly or yearly installments.

Kotak Retirement Plan - UIN 107N013V01. Insurance is the subject matter of the solicitation. This is a non-unit linked non-participating plan. For detailed terms and conditions, please read the product brochure carefully.

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