What is the Kotak Retirement Income Plan?

The Kotak Retirement Income Plan is a savings plan designed to meet your post-retirement needs. It gives you the choice to remain independent even after retirement. The Kotak Retirement Income Plan is a participating plan. The plan comes in two forms: (i) With Cover (ii) Without Cover.

What are the advantages of this plan?

• You can choose to retire at any age between 45 yrs and 65 yrs

• Protection for your family in case of any unforeseen events like death

• Option of Early retirement due to ill-health

• You may exercise the option of paying premiums from the Top-Up Account, created for "top-up premiums", if the need arises

• Automatic Cover Maintenance ensures that the cover remains in force even when you miss the premium payments

• You have the option of paying premiums in quarterly, half-yearly or yearly installments

Kotak Retirement Income Plan includes with cover & without cover - UIN 107N013V01 (with cover) and UIN 107N014V01 (without cover).

Insurance is the subject matter of the solicitation. This is a non-unit linked non-participating plan. For detailed terms and conditions, please read the product brochure carefully.