"In this policy, the investment risk in the investment portfolio is borne by the policyholder".

How well you save and invest today will make all the difference tomorrow between having to work and choosing to work. There is no better time than the present to plan for what should be the best years of life - your retirement. By the time you retire, costs of living would have increased substantially making even the most basic commodities like milk and vegetables costlier by probably five times. Medical costs would have doubled or more.

Kotak Retirement Income Plan is an ideal retirement solution that gives you complete flexibility and peace of mind, not only while you save for your retirement but also after you retire. The many fund options available ensure that you make handsome gains on your income and the Guaranteed Maturity Value ensures that your retirement corpus remains intact against any market vagaries.

What are the advantages of this plan?

• Enjoy unlimited upside with capital preservation

• Choice of five fund options

• ll-health early retirement benefit

• Tax-free switching to help you maximize returns

• Accumulate more by way of Top-Up contributions

Kotak Retirement Income Plan (without cover) UIN 107L033V01

Insurance is the subject matter of the solicitation. This is a unit linked non-participating plan. For detailed terms and conditions, please read the product brochure carefully.