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- Kotak Smart Advantage
- Kotak Safe Investment Plan II
- Kotak Headstart Child Plans
- Kotak Term Plan
- Kotak Preferred Term Plan
- Kotak Retirement Income Plan
- Kotak Retirement Income Plan
  (Unit Linked)
Kotak Preferred Term Plan
Life on your terms

What is Kotak Preferred Term Plan?

The Kotak Preferred Term Plan is designed to provide you protection with reduced premium rates for a sum assured of Rs.25 lakhs and above.

What are the advantages of this plan?
  • Truly a low-cost insurance plan

  • Special premium rates for women and non-smoker

  • Flexibility in premium payment: One can choose Single, Regular and Limited Premium Payment (3 and 5 years) options

  • Plan can be converted into any other plan offered by Kotak Life Insurance (except for another Term plan) provided there are at least 5 years before cover ceases.

What value-adds can you opt for?

You may avail of the following value-adds for a nominal premium at the time of taking your policy:

  • Accidental Death Benefit

  • Permanent Disability Benefit

  • Critical Illness Benefit



Kotak Term Plan - UIN 107N009V02, ADB - UIN No: 107C001V01, PDB - UIN No: 107C002V01, CIB - UIN NO: 107C004V02 .Insurance is the subject matter of the solicitation. This is a non-unit linked non-participating plan. For detailed terms and conditions, please read the product brochure carefully.

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