Use this calculator to analyse your risk taking ability. This calculator suggests suitable asset allocation according to your risk profiler.

Note: There are two sets of questions  in this risk analyser. First set will collect the information about your risk acceptance level, i.e. it will try to find out how much risk you can take. Second set will collect the information  about your risk tolerance level, i.e. it will try to find out to what level you can tolerate the risk. From these answers it formulates your risk profile.

Enter the following details to analyse your risk acceptance level
 

Number of dependants…

Up to the age of 10 years

Between the age of 11 - 18 years

Between the age of 19 - 25 years

Handicapped dependants

Aged dependants

Percentage of monthly income you save

Number of months you can sustain the expenses if your income stops

How secure is your income stream?

Do you reinvest the income earned from your investments?

What percentage of your present wealth will be used to take care of your financial needs (such as your children's education, marriage, etc)

What percentage of your present wealth is from inheritance
(from your parents, grand parents, etc.)?

The insurance cover you have is how many times of your earnings?

Do you have any friends or relatives to help you in case you need financial support for period of time?

Enter the following details to understand your risk tolerance level
 

• Suppose you are participating in a quiz game show on TV. You have won Rs. 5 lakh. You now have 2 options: 1. Exit from the game with your winning amount or 2. Answer one more question to attempt winning Rs. 10 lakh. What would you do?

• You are currently employed in a well-paying secured job. You received an offer from a close colleague to start a business in partnership. To do this, you will need to quit your job. You believe the capabilities of this colleague. Would you quit your job to start this business?

• Do you play card games for money, bet on the derby, bet on various sports matches/tournaments, etc.?

• If yes, do you play/bet for high stakes?

• Your company offers you a performance incentive. You have 2 options for collecting this compensation: 1. You can take this in cash or 2. You have the option of taking stock options which give you stocks of your employer company at a significantly lower price than the current market price. What would you do?

• What does 'risk' mean to you?

• Are you willing to lose money in the short term if this gives you a high probability of earning significantly higher returns in the long term?

• Which portfolio of Rs. 5 lakhs would you be comfortable with?

• You have been offered a chance to invest Rs. 5 lakhs in a business venture where the venture has a 50% chance of paying back Rs 15 lakhs within 5 years and a 50% chance of losing the entire investment. Would you invest in the venture?

• Your employer's competitor offers you a job where you will be paid 50% of your present salary and you will share in 50% of the profits of projects managed by you. Would you accept the offer?

Enter the following details to understand your account suitability